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Which is the Good bank in India HDFC, ICICI or AXIS bank ?

Discussion in 'Payment Processing' started by sruthin, Oct 5, 2010.

  1. #1
    Hello
    i have account in SBI, SBT and UBI, last month i have applied for SBI Gold credit card and deposited 20000 as FD.last week i got a letter from SBI Cards by saying
    "We regret to inform you that your SBI Card Application could not be processed since it does not meet our policy. We thank you for your time "
    When i called them, they said My Place is Non a servicing area
    I went to AXIS bank and ICICI all of them give Credit card against FD.
    So can you suggest me to choose a Good Bank for CC
    SEMrush
     
    sruthin, Oct 5, 2010 IP
    SEMrush
  2. Digital_shubhi

    Digital_shubhi Prominent Member

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    #2
    For a credit card, HDFC is the best bank. Also their other services are good. :)
    But in ICICI there will be too much fee for different things. :p
     
    Digital_shubhi, Oct 5, 2010 IP
  3. sruthin

    sruthin Peon

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    #3
    May i know your Credit card name
     
    sruthin, Oct 5, 2010 IP
  4. Mesil

    Mesil Peon

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    #4
    I'm quite satisfied with HDFC, try them.
     
    Mesil, Oct 5, 2010 IP
  5. sruthin

    sruthin Peon

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    #5
    Last edited: Oct 5, 2010
    sruthin, Oct 5, 2010 IP
  6. Digital_shubhi

    Digital_shubhi Prominent Member

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    #6
    Digital_shubhi, Oct 5, 2010 IP
  7. sruthin

    sruthin Peon

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    #7
    Thank your replay
    Are you currently using HDFC credit card with Paypal?
     
    sruthin, Oct 5, 2010 IP
  8. Digital_shubhi

    Digital_shubhi Prominent Member

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    #8
    No, I don't use credit card in my PayPal. I just verified with bank when it was there.
    And to buy anything I simply use credit card rather than using PayPal where it asks for a CC in PayPal.
     
    Digital_shubhi, Oct 5, 2010 IP
  9. gsv13

    gsv13 Well-Known Member

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    #9
    Don't even go near icici bank. As shubhi said they'll charge you for everything.

    Hdfc bank doesn't give fd linked credit card. Maintain a good s/b account with them with healthy transaction. Add pan card in you account details. They'll offer you a card within 6month without any need of fd.

    Axis Bank too give you credit card on your relationship however are too slow. They also give you FD based Card.
    Min Rs.25000(Fd)+ 5000(S/b Ac they will ask you open this. not mentioned on site.)

    Other option is Kotak. Open FD in Rs.25000 and get a card. Though they have less branches and process are not upto mark.

    Did you applied for Sbi advantage card as only that one is offered with FD?? All others will be rejected.

    Other bank which offer FD link account are Andhra bank. Vijaya bank(sbi issue card for them).
     
    gsv13, Oct 6, 2010 IP
    Digital_shubhi likes this.
  10. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #10
    I am using HDFC Credit Card with paypal since long time without having any single issue.

    DON.
     
    deluxdon, Oct 6, 2010 IP
  11. evaadams

    evaadams Peon

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    #11
    Private Banks are ideal for getting credit cards. They offer lifetime free cards. I have account in almost all the banks you have mentioned. I prefer having FDs in nationalized banks.
     
    evaadams, May 4, 2011 IP
  12. sachin410

    sachin410 Illustrious Member

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    #12
    Which banks give lifetime free cards?

    ICICI Bank no longer issues lifetime free cards. They don't charge an annual free for some of the cards, but the cards don't come with a lifetime guarantee of 0 annual fees. The bank may ask for an annual fees later.

    Till around 2008, ICICI Bank had been issuing lifetime free cards. These came with a guarantee that the bank will never ask for an annual free.
     
    sachin410, May 4, 2011 IP
  13. Card

    Card Well-Known Member

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    #13
    We cant say exactly about which bank is good.But ICICI,HDFC and AXIS bank all 3 banks are good and their services are also fast and very reliable :D
     
    Card, May 4, 2011 IP
  14. sunny61162

    sunny61162 Peon

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    #14
    All banks are good....



    thakns
    sunny
     
    sunny61162, May 4, 2011 IP
  15. neil_buzzerchat_staff

    neil_buzzerchat_staff Banned

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    #15
    ICICI is good, i have used them they are fast. HSBC is also nice.
     
    neil_buzzerchat_staff, May 6, 2011 IP
  16. Red_Virus

    Red_Virus Well-Known Member

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    #16
    As long as you pay your CC bills on time, there will be zero issues with any bank's CC.
     
    Red_Virus, May 6, 2011 IP
  17. samosa

    samosa Peon

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    #17
    undoubtedly SBI is the best bank in India,
     
    samosa, May 6, 2011 IP
  18. Ausdrez

    Ausdrez Well-Known Member

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    #18
    Having accounts in most of the Indian banks, I would rate my experience as below:

    1st Choice: Tier 1 International banks: Citibank and HSBC
    2nd Choice: Reputable private sector banks, such as HDFC and ICICI
    3rd Choice: If you are somehow stubborn to not using any of the above, then the last option is those public sector banks such as SBI, UTI, BOI blah blah. However they have pathetic customer services and I am closing all my accounts with them.
     
    Ausdrez, May 8, 2011 IP
  19. balaganesh

    balaganesh Peon

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    #19
    hdfc bank is best bank in india and their service is very different and best
     
    balaganesh, Jun 13, 2011 IP
  20. kittyluver

    kittyluver Notable Member

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    #20
    The top listed bank is AXIS bank.Their service is unique.
     
    kittyluver, Jun 13, 2011 IP