let me clarify. Sorry....added too much info in post. I am a teacher and give out my referral code to my colleagues through an email. I don't currently have a website to benefit from my code. However.....teachers from several states(US only) will pay much less in Car Insurance just by switching to Teachers.com...........it's still considerably better even if you don't add Homeowners Insurance. I've been saving $550 per year since 2005. I sent my code to some of my friends and they have taken advantage of this incredible deal as well. I think a lot of people can benefit from this service. The insurance business is a scam. The reason it is a scam is because after a few years these companies raise rates at rediculous levels......well teachers.com has had the same rate since 2005 with no plans to raise it. Looking for an expert internet marketer to capitalize on this free money. There's no obligation to get a quote.......can do it online or over the phone.....teachers just need to give my code. It's that easy. Looking for someone to help.......interested???