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Why Paypal charges some fee to my Personal Account? Should it be ZERO fee?

Discussion in 'Payment Processing' started by superb8effect, Oct 9, 2013.

  1. #1
    Here is a breakdown a fees difference between Personal vs. premier account:

    Personal vs. premier
    1) Opening the account 0 vs. 0
    2) Send $ (ex. to pay someone) 0 vs. 0
    3) Get $ from paypal balance. 0 vs. 2.9% + $.30
    4) Get $ from Credit Card 4.9% + $.30 vs. 2.9% + $.30
    5) Get $ from bank account 4.9% + $.30 vs. 2.9% + $.30

    My question is referring to point 3 above.

    Each time I received payment from other Paypal balance (ie: other Paypal account), why Paypal still charges me some fee. Should it be ZERO fee as stated above??????

    So what is the correct procedure in order to receive ZERO fee?
    i) Should I NOT use "Request Money" to other Paypal account balance?
    ii) Should I ask the other Paypal user to send money directly to my Paypal email address?
    iii) or else??
    superb8effect, Oct 9, 2013 IP
  2. yohi5000

    yohi5000 Greenhorn

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    To me it seems like the person sending you money thru paypal is sending it to a seller and not to friend or family. if you request the money you will be charged seller fees. the way to do it with no fee's is asking the person sending you money to go into the paypal account click send money tab > type your email address and amount > click the sending money to friend or family option and they will pay a small fee if using their credit card and no fee if there is money in there paypal account already. of course if your not friends or family with the person sending money, you will have to pay seller fee's cause most people wouldn't be comfortable saying your a friend or family member. hope this helps.
    yohi5000, Oct 9, 2013 IP
  3. superb8effect

    superb8effect Member

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    I see I know the answer.
    So they have to "click the sending money to friend or family option".
    Thank you very much.
    superb8effect, Oct 9, 2013 IP
  4. andre2410

    andre2410 Active Member

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    Based on my experience, sender should use other payment option and both of sender and payee should in the same country.

    If sender and payee from different country, paypal might charge you some fee.
    andre2410, Oct 9, 2013 IP
  5. 000karim

    000karim Active Member

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    the person who send you money from their paypal balance, should choose send to friend or family AND they pay the fees, normaly its very low fees compared when they send money for a service
    000karim, Oct 14, 2013 IP