They are continuously deducting AMB charges from last two months from my account. Whats that charge for??? Any help...
I think HDFC needs Rs 10,000 to be maintained as a minimum balance. Is that your account goes less than 10,000 INR ?
AMB (average monthly balance) is the monthly average of closing balance of every day. It means you do not actually have to maintain 10,000 everyday but the average of all days of the month should be 10,000
Hello everyone... On feb 2014 Rs 4600 has been deducted from my account by HDFC... I spoke hdfc customer care/HDFC banking ombudsman/hdfc branch manager (adambakkam - chennai ) on this issue.. They refused to refund the deducted money and they asked me to close this account and open a fresh salary account to avoid further AMB charges.HDFC Branch manager of adambakkam ( a lady) said that we cannot refund the deducted money , you can go and complaint to wherever/whoever u want. There is no chance of refund. Finally i reached honorable RBI BANKING OMBUDSMAN () and filed a complaint against HDFC... RBI slapped HDFC and The entire amount has been reversed to my account ... I request you all to complaint about this white collar thieves (HDFC BANK) to RBI....
Hello everyone... On feb 2014 Rs 4600 has been deducted from my account by HDFC... I spoke hdfc customer care/HDFC banking ombudsman/hdfc branch manager (adambakkam - chennai ) on this issue.. They refused to refund the deducted money and they asked me to close this account and open a fresh salary account to avoid further AMB charges.HDFC Branch manager of adambakkam ( a lady) said that we cannot refund the deducted money , you can go and complaint to wherever/whoever u want. There is no chance of refund. Finally, i reached honorable RBI BANKING OMBUDSMAN () and filed a complaint against HDFC... RBI slapped HDFC and the entire amount has been reversed to my account ... I request you all to complaint about this white collar thieves(HDFC BANK) to RBI.... Escalation Matrix I followed: 1.HDFC customer care 2.My account Branch Manager 3.Nodal officer Chennai - [mailto:] 4.HDFC Banking ombudsman Nothing worked.. Finally reached RBI BANKING OMBUDSMAN ( ) and amount has been reversed to my account. Legal route If you are not happy with the settlement offered by the ombudsman, you can file an appeal before the appellate authority within 30 days. The appellate authority in this case is the deputy governor of the RBI. Alternatively, you can approach consumer redressal forums, which take up bank-related complaints, or even the courts. NEVER LOOSE YOUR HARDLY EARNED MONEY TO THIS WHITE COLLAR THIEVES Due to confidential notice I am not publishing the entire email chain here .. ############################################################################# Transaction details are : ######################## 07 Feb 2014 AMB CHRG INCL ST & CESS FOR DEC2013 07 Feb 2014 196.60 0.00 07 Feb 2014 AMB CHRG INCL ST & CESS FOR NOV2013 07 Feb 2014 393.26 196.60 07 Feb 2014 AMB CHRG INCL ST & CESS FOR OCT2013 07 Feb 2014 393.26 589.86 07 Feb 2014 AMB CHRG INCL ST & CESS FOR SEP2013 07 Feb 2014 393.26 983.12 07 Feb 2014 AMB CHRG INCL ST & CESS FOR AUG2013 07 Feb 2014 393.26 1,376.38 07 Feb 2014 AMB CHRG INCL ST & CESS FOR JUL2013 07 Feb 2014 393.26 1,769.64 07 Feb 2014 AMB CHRG INCL ST & CESS FOR JUN2013 07 Feb 2014 393.26 2,162.90 07 Feb 2014 AMB CHRG INCL ST & CESS FOR MAY2013 07 Feb 2014 393.26 2,556.16 07 Feb 2014 AMB CHRG INCL ST & CESS FOR APR2013 07 Feb 2014 393.26 2,949.42 07 Feb 2014 AMB CHRG INCL ST & CESS FOR MAR2013 07 Feb 2014 393.26 3,342.68 07 Feb 2014 AMB CHRG INCL ST & CESS FOR FEB2013 07 Feb 2014 393.26 3,735.94 07 Feb 2014 AMB CHRG INCL ST & CESS FOR JAN2013 07 Feb 2014 393.26 4,129.20 07 Feb 2014 INST-ALERT CHG INC ST & EC OCT-DEC2013 07 Feb 2014 16.85 4,522.46 07 Feb 2014 INST-ALERT CHG INC ST & EC JUL-SEP2013 07 Feb 2014 16.85 4,539.31 If my amount is not reimbursed, I will be forced to close this account and file legal complaint against HDFC BANK. Regards Kalanithi.R Account No:18581050005902 Branch: ADAMBAKKAM
HDFC is the worst bank i have ever used. I am using icici and axis now both are good. But In icici they charge some fees for 3rd party cash deposit which sucks.. Better use banks like IDBI or ING vyasa
with Interest rates going down, many of Banks are cutting costs and there customer services are getting degraded.
i too having a HDFC bank account and i maintain 6000rs bal every time. but i have never seen this type of AMb debuts on my account. try to contact your branch.