I usually make purchases online with cc (credit card), but recently tried using my paypal account (personal). It wont do it without me adding a cc/debit card. I need to know why is it needed despite my account having sufficient balance for that transaction. Also why do they urge users for this? Any motive of them which i should be aware of? Also if i add a cc/debit card and make a purchase using my paypal account, will they charge/deduct balance from my cc/debit card or deduct it from my paypal balance?
One can use his/her paypal balance only for withdrawal (indian paypal users). If you want to send money to anyone (otherthen indian paypal account) then it use cc attached with your paypal account. DON.