i got cheque from adbrite on 1st July 08 date 07/01/2008 in adbrite cheque date is like this mm/dd/yy but ICICI bank staff says this cheque is out of date and we can't submit this. atlast i deposit tht cheque in HDFC bank. bt tell me who is foolish here.
Why not you informed them that cheque is 1st July 2008 and it is international cheque which in mm/dd/yy form. You can contact Adbrite. Try to use Public sector banks.
ICICI is full of stupid people. Once my international client (settled in India) gave me a cheque and wrote 1 lakh as 'One Hundred Thousand Rupees'. ICICI people simply ignores it and said it must read 'One lakh rupees'. They not even know what 'One Hundred Thousand Rupees' is, seriously. I talked with the manager directly and he also refused to accept it. As I was in a rush to withdraw that money, I simply visit my client and asked him to write a new cheque (ofcourse I cannot use 'CHECK' as the ICICI people won't accpet it ) and I still cldnt forgot the way my client looked at me at that incident.
Agreed. Almost all the people manning the lower rungs of ICICI are under qualified (10th or +2) and underpaid. Then how can you expect them to understand your problem? But they will be very strict when it comes to recovery of loans (read many stories in the newspaper...)
And people, don't use their M2India service at all. For smaller amounts less than 500 US$, there will not be a problem. But once you will start sending more than 2000 US$ through their M2India, then you will get in trouble for sure. They made our money vanished for no reason and we have to call them up at our own cost many many times and each and every time we have to talk with different people and have to tell them the whole story again and again. At last after a three, four weeks time they just credit the money in our account. But no reason, no apologize, nothing. This has happend to myself many times.
If ICICI bank people not understand this then obviously they are foolish At least you need to tell them about international cheque which in mm/dd/yy form DON.
Excuse me, itz AMERICAN format. Don't always think ameican format is INTERNATIONAL format. In most of the coutries, they do follow only British format only.
Adbrite send their checks in U.S. formate. but ICICI see it in Indian format even they knw that check belongs to U.S. here no fault of Adbrite. cause he is still paying in same way and peoples get paid every time. But ICICI policy change every day.
Do tell them that RBI rules allowed to deposite the check in the USA Date format or you can deposite the cheque in USA branch of ICICI Bank if someone live in USA whom you knows.
I stopped dealing with ICICI once they told me that their is difference between words and numeral amount. Let me tell you how. My cheque was something like that Rs. 12100 and was written as "One hundred twenty one thousand only". In India it should be written as "One lakh twenty one thousand". I had to explain seniors of the bank after then they deposited my cheque. Now i am using HDFC they are slow but dont have any problem.
man ur amount is wrong in numbers and words. then why they deposit your checks. and don't knw how u explain seniors. but at last ICICI is foolish as i told.
They are multinational but not trained enough to work with foreign currency. My amount was correctly written but its US format and that is what i explained them. Get to that amount and see the same .
buddy see this My cheque was something like that Rs. 12100 and was written as "One hundred twenty one thousand only In India it should be written as "One lakh twenty one thousand 12100 (twelve thausand one hundred ) and 121000 (One lakh twenty one thausand.) both are different right? n us format one lakh twenty one thausand must be different .
Well ICICI bank is one of wrost bank bank in private sector. Better to open an account with HDFC bank which provide better service then ICICI Bank.
I also have the same feelings to some extent for ICICI with Adbrite.. overall it is fine and it takes almost a month after I deposit the check that the money is credited into my account... but one month I found that even after more than a month my check amount was not there in my account.. so I called their customer service and they generated a request for it... after that they got the check and sent the check for international clearing after two days after I spoke to them... and then it took almost two months for my check to be cleared although it normally takes one month. Moreover, the customer service of ICICI and even the NRI services at the banks does not know properly about foreign banks. But I am still continuing with ICICI because I find the rest of the Indian banks even more worse. Regarding using M2India, I would highly advise anybody to use paypal instead. I tried to withdraw some of my paypal money around a month ago and it only took around two or three business days and the money was deposited into my HDFC account free of cost (withdrawal of Rs.7000 or more are free of charge and for withdrawals of less than Rs.7000, there is a charge of Rs.50). Paypal is a great service. I do also appreciate ICICI for its domestic service and I have a few accounts with ICICI and still feel it is one of the best banks in India with significant amount of ATMs too. ICICI is a good bank but not that much for international transactions or services.
HDFC and ICICI have lots trainee staffs , they all are bullshit i lost my $100 because of one dumbass trainee from ICICI and one HDFC trainee staff told me they dont have VCC service with SB account WTF they are doing ?