I have tried premier and business before I discovered merchant accounts. I didn't like the limited customer service with paypal. It was almost like they only cared about the customer and not the merchant.
I have 1 Verified Premier Account and 1 Non Verified Personal account (I forgot the login info of this account though )
I've had personal in the past but I found paypal to be horrible then. I'm much more satisfied with them now, since eBay bought them. I'm back with a business account now. -Rx-