Which payment processing company is good or allows me to do a consulting business?

Hi,

I have been selling digital products using a Japanese click-bank like company.
(My market has been in Japan).

Now I am thinking about starting 2 new businesses possibly. One is some kind of a consulting business (like business consulting or life coaching) which is done through e-mail and skype. The other is a Japanese language tutoring business also through e-mail and skype.

Both of what I offer are not physical or even digital products. The payment processing company I am going to use should allow me to run this kind of business and should also provide a re-current option.

This time both of my business will be in the English-speaking market and I need a payment processing company of a English speaking world.

I am new to the English-speaking market so I don't know much about the payment processing system(s) people use.I know about click-bank and paypal, but I am not sure if they provide these options I want. I have heard of or used 2co as a customer but not more than that.

Considering what I want to do and my situation, could you give me advice on which company is good or allows me what I want to do?

Also, it would be great if you could tell me how easy or difficult the setting up would be.

My business is not registered as a company.
(Personal business)
Also I am a Canadian resident, if that helps you answer my questions.

Thank you in advance!

 

PayPal is the most-widely used payment processor in the US/Canada and international markets. Other alternatives such as MoneyBookers or AlertPay pretty much offers similar services but they are not used as widespread as PayPal.

 

Thanks, I do have a paypal account and know it(not as a marchant though), but did not know the other two.

I checked the website(s) of them but I couldn't really find the information about if I can use it for non physical products like counselling/consulting. I believe there were re-current options, so I am guessing I can use it with non-physical products though..., but to make it sure do you or anyone know if I can use these services for non-physical products? Also if I can use it without having a "company"?

By the way on the Paypal site it says you need a social security number for a marchant account, but I assume is it US citizen/residents only?

Thanks again.

 

Don't use paypal coz there a huge risk that it will reverse the payment.
I do suggest you use www.swreg.org coz they are better than paypal