Which merchant accounts is the best? I am newbie

Discussion in 'Payment Processing' started by Firefog, Jan 5, 2008.

  1. #1
    Hello all, I would like to start my online business selling software etc... Which company are reliable? MB, 2co, ccnow, Plimus, worldpay.... I understand Plimus and 2co they call clients to verify if they received what they paid for, what happen if the clients say no but they are already received the software? I am now looking for one company that would not call clients to verify...
     
    Firefog, Jan 5, 2008 IP
  2. 28081981

    28081981 Well-Known Member

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    #2
    play it neat n everything will work for u :D
     
    28081981, Jan 5, 2008 IP
  3. Pervert-For-Life

    Pervert-For-Life Banned

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    #3
    try Plimus and it depends on how you setup the payment option.... would you like to veirfy by calling.. or you can skip that part.... everything is optional...
     
    Pervert-For-Life, Jan 6, 2008 IP
  4. Firefog

    Firefog Peon

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    #4
    Thank you Pervert For Live, if you know more company like this please kindly let me know
     
    Firefog, Jan 6, 2008 IP
  5. Pervert-For-Life

    Pervert-For-Life Banned

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    #5
    www.e-gold.com, www.xoom.com, www.e-bullion.com, www.epassporte.com, solidtrustpay.com, www.safepaysolutions.com, regnow.com however my favorite is Xoom.com since i have peace of mind and no matter what, i will aways get the money on my hand as soon as someone pay me... and i dont have to request for withdraw... at e-gold.com, e-bullion.com, www.epassporte.com you can have peace of mind too... since no one can scam you there... and keep in mind that there are lots of scammers out there who will send you payment using stolen credit card... this is the most common problem almost every merchant have to face once in life time.. and once someone file a changeback then you will have to pay the change back fees which can be huge depending on the amount... so always be safe then sorry..... i learn my lesson by hard way and lost a huge amount of money at paypal as changeback fees... for each changeback, the bank took $15 from my account... so since then i warn everyone the dark side of internet business... so use a service where changeback is not allowed... Xoom is best for indians... but e-gold.com, e-bullion.com, www.epassporte.com and moneybookers.com dont allow changeback either and so you can be safe there... and if you like my post then add a reputation:D
     
    Pervert-For-Life, Jan 6, 2008 IP
    Firefog likes this.
  6. aliasneo

    aliasneo Peon

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    #6
    pay pal is a gud 1 bt dnt trust eBay
     
    aliasneo, Jan 6, 2008 IP
  7. Crazy_boy75

    Crazy_boy75 Peon

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    #7
    Yup i think paypal is batter then others...
     
    Crazy_boy75, Jan 6, 2008 IP
  8. sugariver

    sugariver Peon

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    #8
    Ohh. Thanks alot for your post. It has been of a great use to me. I was having this problem too and i got the right solution from all your suggestions. Thanks again.
     
    sugariver, Jan 6, 2008 IP
  9. Firefog

    Firefog Peon

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    #9
    I have added reputation. I understand there are many scammers out there using stolen credit card but one thing I don't understand is how could they pass the Visa Verify system? or they can pay without knowing the card owner address, personal information? Card number and CVV is enough for scammers making payment?


     
    Firefog, Jan 6, 2008 IP
  10. Pervert-For-Life

    Pervert-For-Life Banned

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    #10
    well that is very easy to get the info of the card owner....:D these losers send a fake PayPal link to peoples and when they click on the link, it will take them to a paypal look alike page but its not real paypal... there they are asked to enter there card info like address phone etc along with the card number... once they fall in that trap, the info is either send to that losers emails, or saved in a text file at the same server... that is how they get the entire detials of that card owner.... and once they get that card info, they know they cant do anything and so they use it to cause pain to both side... but the loser will be the merchant who get that payment since the bank will take the changeback fees from the merchant which is you... and the changeback fees starts from $15 to $50 or more depending on the amount... but the minimum changeback fees is $15 so if someone send you a payment using a stolen CC then you will lose $15 and the pain is extra bonus.... i have paid the price and so i know how much it hurt my ass.... when 5 peoples scam me in 2 days one after another... and i have to pay there changeback fees... so i warn everybody about changeback as i have suffer it... so that is why i dont use PayPal or any other service.... so use the service that i told you as they dont allow changeback no matter what... once you get paid, you stay paid... so dont fall in trap... use Xoom or e-gold or moneybookers....
     
    Pervert-For-Life, Jan 10, 2008 IP
  11. arale

    arale Guest

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    #11
    I think paypal & 2CO is good
     
    arale, Jan 10, 2008 IP
  12. Pervert-For-Life

    Pervert-For-Life Banned

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    #12
    but now a days paypal cause too much trouble to merchants all the time....
     
    Pervert-For-Life, Jan 10, 2008 IP
  13. k3v

    k3v Banned

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    #13
    Epassporte and MoneyBookers can be chagedback because you can fund them with credit cards and can be reported as unauthorized trasactions.
     
    k3v, Jan 10, 2008 IP
  14. Firefog

    Firefog Peon

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    #14
    yeah you are right, every transaction paid by Credit Card can do so.....
     
    Firefog, Jan 10, 2008 IP
  15. Pervert-For-Life

    Pervert-For-Life Banned

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    #15
    i didnt know if a changeback is allowed at moneybookers if unauthorize payment... but i think credit card payment send through xoom is not chargebackable lol after the payment is on your hand.... also no changebackable at western union once the payment is on your hand... but western union fees is high.... so xoom is best i think...
     
    Pervert-For-Life, Jan 10, 2008 IP
  16. backagain

    backagain Peon

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    #16
    xoom is "chargebackable" if funded by a credit card.
     
    backagain, Jan 12, 2008 IP
  17. Dondon2d

    Dondon2d Peon

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    #17
    Chargebackable, nice word. Hehe, I guess we should make a DP dictionary ;)
     
    Dondon2d, Jan 12, 2008 IP
  18. cool_78

    cool_78 Guest

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    #18
    I'll suggest you go with paypal. Most people use this payment processor and It's hard to sell stuff online without one.
     
    cool_78, Jan 12, 2008 IP
  19. Dondon2d

    Dondon2d Peon

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    #19
    I cannot agree more. It's the father of payment processors as to Google is of search engines.
     
    Dondon2d, Jan 12, 2008 IP
  20. CashDola

    CashDola Peon

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    #20
    How about gspay? good?
     
    CashDola, Jan 13, 2008 IP