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Which is the best payment process

Discussion in 'Payment Processing' started by pikemanqn, Jan 13, 2008.

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  1. #1
    I'm now finding the new way to accept credit/debit card. Used PAYPAY and GOOGLE CHECKOUT. Both are very good, but GOOGLE CHECKOUT need user to register account with them.
    I need one or two more payment processor to accept card payment because my sales growing so fast and i selling virtual good, I still having problem with some harmful sale, they received product and then request refund. And product i selling is not protected by GOOGLE. If you have any EXP, please compare.
    -1 PAYPAY ( not PAYPAL )
    -2 GOOGLE CHECKOUT
    -3 2CO
    -4 PAYPAL
    -5 WORLDPAY
    ..other.....
    Please give me your answer, thanks.
     
    pikemanqn, Jan 13, 2008 IP
  2. getjimmy

    getjimmy Prominent Member

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    #2
    Moneybookers is another option.
     
    getjimmy, Jan 13, 2008 IP
  3. cool_78

    cool_78 Guest

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    #3
    Moneybookers and alertpay are good payment processors that accept credit cards.
     
    cool_78, Jan 13, 2008 IP
  4. lifesux

    lifesux Peon

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    #4
    Click2Pay, but less known, also not the best, but good with casinos/gambling sites :)
     
    lifesux, Jan 13, 2008 IP
  5. MSMInvestments

    MSMInvestments Peon

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    #5
    PayPal is most used in virtual goods business I think.
    If your product is related to MLM then you may go with AlertPay as they have a full acceptance for MLM products.

    MoneyBookers ..a lot of verification and you'll get your acc blocked just when you dont expect it.

    Google Checkout..another good option.. didnt used before but heard good things abt them

    WorldPay .. I think another good option for accepting Credit cards.
     
    MSMInvestments, Jan 13, 2008 IP
  6. Pervert-For-Life

    Pervert-For-Life Banned

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    #6
    if you want problem free business, then try ePassporte.com, e-Bullion.com, E-Gold.com, MoneyBookers.com etc....
     
    Pervert-For-Life, Jan 13, 2008 IP
  7. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

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    #7
    From my personal point of view

    Paypal is best as its widely accepted payment processing. My second choice is Moneybookers after paypal.

    DON.
     
    deluxdon, Jan 13, 2008 IP
  8. lifesux

    lifesux Peon

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    #8
    Fow someone maybe Western Union :D
     
    lifesux, Jan 13, 2008 IP
  9. ORZ

    ORZ Well-Known Member

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    #9
    I'd go with
    1. Moneybookers
    2. Old PayPal

    I know there are a lot of other payment processing websites, but I just don't trust them.
     
    ORZ, Jan 13, 2008 IP
  10. Lastbutnotleast

    Lastbutnotleast Peon

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    #10
    Moneybookers + alertpay + click2pay ... = users have to register an account with them?

    If so, it is webmasters friendly but not customers friendly

    If you want to sell efficiently online, people have to pay easily without registering to anything (especially for low cost digital goods)

    My 2 cents
     
    Lastbutnotleast, Jan 13, 2008 IP
  11. Stallion

    Stallion Banned

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    #11
    I'm sort of in the same boat as the poster. I'd use google since I love google, but the whole idea of needing an account to buy something just gets on my nerves.

    As much as I hear the horror stories of paypal, everything from their cuts to being able to have payment put right into my bank account are all great. Processing credit card payments with my bank would cost more.

    I've heard of moneybookers, can you have your funds put directly into your bank account?
     
    Stallion, Jan 13, 2008 IP
  12. pikemanqn

    pikemanqn Guest

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    #12
    Google Checkout doesn't have merchant protect for virtual goods. It's not the good choice. Also, i can find the limit time for buyer request money back, can't find in any help topic. What about some people bought my product and downloaded but after 400days they request chargeback ?
    Another case happended with me, one buyer downloaded my product > Request charge back > Google need me provide proof > I send it to Google > All i receive is just an email notice about i will know the chargeback status after 90days > Still waiting for final result.
     
    pikemanqn, Jan 13, 2008 IP
  13. CashDola

    CashDola Peon

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    #13
    What about gspay? Does it good?
     
    CashDola, Jan 13, 2008 IP
  14. Bry4ns

    Bry4ns Guest

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    #14
    I would suggest E-Gold as a payment processor but you can't deposit directly with credit card there
     
    Bry4ns, Jan 14, 2008 IP
  15. rukshankb

    rukshankb Banned

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    #15
    I think MB is the best one.
     
    rukshankb, Jan 14, 2008 IP
  16. CashDola

    CashDola Peon

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    #16
    if i understand correctly, worldpay required 200 for set up fees right?
     
    CashDola, Jan 23, 2008 IP
  17. yahue

    yahue Peon

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    #17
    Just checked out WorldPay. It's massively expensive: $399 setup plus $50/month for US.
     
    yahue, Jan 23, 2008 IP
  18. bleuken

    bleuken Peon

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    #18
    i'll still use Paypal, its frequently used in our place
     
    bleuken, Jan 23, 2008 IP
  19. namemeone

    namemeone Peon

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    #19
    I use e-gold for all my transactions.
     
    namemeone, Jan 23, 2008 IP
  20. i_ball

    i_ball Banned

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    #20
    Paypal is best but there are some problems in paypal but still i go with paypal


    Thanx
     
    i_ball, Jan 24, 2008 IP
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