I am more caring about internet facilty, (we all ofcourse) I have an account with hdfc bank, but i am moving, i want to open an account in any other bank. hdfc internet transfer is horrible! and nobody can't deposit money to your savings account as 'cash' only cheque is allowed I had exp with icici, overall, considering facility they are good, but very bad when compared to charges they take, and the intrest rate of loans. so i closed account I had an account with axis /uti before, that was good,that was at my college time,students online transfer was quick and easy i closed that after i passed out. they don't have much ATMs but i think they are now in cashtree ATMs I am now thinking about reopen here, just want to make some queries on other banks too. what is your opinion? especially i want to hear about ING vysya orange, as they have good ATM card with no withdrawal cost if you use it in any bank's ATMs. what about their internet facility. also About SBI? I have no idea whether they have core banking facility with other state bank group banks? if any other just keep posting. i am more concentrated on hearing, internet banking facility, ATM i belive many banks now have tie ups like cashtree, so if you use that network, you don't loose much money. also if you have any personal exp with loans please post that too. sarath