Which credit card is better -- that of ICICI or HDFC?

Hi,

I have, following discussions on earlier thread, decided to go for an ICICI or an HDFC credit card against an FD because I need that immediately. But when I went through a site that discussed and entertained complaints lodged against ICICI or HDFC following credit card fraud or unnecessary extortion of money from innocent customers, I found out that there are tons of complaints lodged against both the above banks! This is why I would like to know if anyone is using credit cards issued by one of these two banks and your experiences about using them so far. This will enable me decide which one to go for. I would also be happy if any one recommends a mastercard-powered credit card that is simple, business-like and works fine with paypal so that I may make payments through them without any hassle.

 

I am using a Citibank credit card and my experience with them has been good so far. From ICICI and HDFC, I'd go with HDFC, its better

 

From Service Point of view HDFC is better and it has a service name netsafe where you can create a virtual credit card to protect your actual cc number and ccv password. I prefer if you are using FD for application you can go with State Bank of India as it is bit cheaper and has good service, you can also pay bill using ATM - Services -> Bill Pay credit Card in SBI cards. for more information they have toll free number 1860-180-1290. Thank you

 

I guess sbi doesn't offer vccs, do they?

 

Yes! I am Also Go with HDFC Credit Cards. But My Favorite is Axis Bank Credit Card, I am Using it & Never Have any Problem With It.

 

Thanks for your reply mate. Which axix bank credit card are you using? Is it verified by visa or mastercard-supported? Will you recommend the instant credit card of Axix bank to me assuming all the cards work with paypal?

 

If u can get HSBC credit card it would be best .
ICICI bank credit card settlement dept has very bad credit score ratings in merket.

 

I am Classic Member of HDFC Bank and using there credit card for 10 years without any dissatisfaction.

 

HDFC is better. Better and more pleasant service.

 

Both banks credit card is good. But use only those credit card who offer special gift or discount at the time of purchase any product.