Hi, I need credit card within a week, which bank can I approach? I checked with a government bank - they are saying, it will take at least one month .
Private banks work faster than govt ones. But it will take time even in Private ones to send your CC. So, its gonna take 1 week or so. Try banks like HDFC or ICICI.
Most Private Banks are offering CC against Fixed Deposits only. I have seen CitiBank uses to provide CC to some of high salaried corporate fellows.
I got my Credit Card within a week from Axis Bank... All you have to do is Make a FD against ur account of around Rs. 25000 or more and you are all set for getting a CC within a week. But you need to have an Account already if you want it within a week else opening an account and doing the rest will take around 2-3 weeks... Even ICICI bank provides this facility... I have heard SBI too provides this facility not sure about it..
It seems there are lot of differences in facilities offered in normal credit card and FD credit card. Does the instant FD credit card works in hotels abroad ? I mean can I pay my hotel bills abroad using it ?
M not sure about that... I used my Credit Card for Paypal Verification and other stuff online... You can ask the doubts you have to the Bank
SBI provides this facility, and if you have account for last 1 year or so then you can get your CC in just 5-6 days otherwise the process takes upto 20days
ICICI Bank. They provide you Credit Card on the Spot! Take a FD(Minimum Rs. 20,000/-) and you get 85% Credit.
Man, if you open a FD any Bank will provide you a CC with 80%-85% Credit balance. There is no speciality that to claim that only ICICI provides. Speak of some if they provide without any FD but upon Monthly incoming transactions.
icici sucks friends i made a fd in icici for 20000/- and got the cc on the spot on 18 April and my credit card got activated on 12 of May 2011. Very Bad Service from icici.
and even if you make 3-4 transactions in a day with same merchant like pp or ap they will block ur cc for next 24 hours means you cannot use it for next 24 hours. and no challenge to this.
Non bank will issue a card with in 7 days. Your application processing may take more than 10 days. Indian work culture in not changed yet. Ha ha ha . We we living centuries back age.
Exactly...no bank will provide you cc within 7 days....u will get the card in 2-3 days against FD...but activation of card takes another 7 days...so 10 -12 days minimum
HDFC,AXIs and Yes Bank gives CC against FD in 1 day,ICICI gives in 2-3 days and all other Goverment banks gives in 5-7 days
I think we need a PIN to process the payment through PayPal using a Credit Card . Correct me if I am wrong ?
For me, It is still not activated even after 5 days , I also do not see the FD details in my account even though it is deducted from my account, ICICI started screwing even before credit card is activated, I am getting scared of it now.