Hi All, I am working with a multimillion dollar organization in Africa, As we are spread all over the globe we are contemplating on having our own payment gateway, Although I am up for it I have following questions in my mind: 1. For a organization when does it start making sense to have its own payment gateway 2. As we are located globally what kind of tie ups are we looking at. 3. Say for e.g. if we are looking at around USD 50 million a year in transaction over the payment gateway, What kind of manpower we are looking at, Considering that this is a in-house project we will not be offering the payment gateway to any one else for Programming, Fraud Control etc. 4.What kind of language's i.e. PHP or C++ will be required to be used for setting this up 5. Time frame that we should keep in mind in realistic terms, To have the same up & running I think that these are the questions that I will like to put across to you at this point of time. Looking forward to hear back from your side. Best Regards, GK