What payment gateway do you recommend?

Discussion in 'Payment Processing' started by MetStivn, Jul 11, 2009.

  1. #1
    I want to sell a physical product that needs to be shipped online.
    I will offer it via paypal but some people do not have an account and would rather just enter their CC info and buy.
    There are many companies that offer payment gateway,... but I have no idea what to chose!
    Low commission is preferable ;)
    Nevertheless reliability is the most important!

    I want to make it just the same as with any product that sells via Click Bank: on the landing page, when you decide to "buy now" you are one click away from purchase. In usual online shop you are at least 4 steps away :( and that drives customers away.
    But I guess that is programing issue. Payment gateway is an issue of the company you chose to process your CC orders.

    What do you recommend?
    What is your experience?
    What to avoid?
    Any advice would be great.

    Many thanks,
    Met
     
    MetStivn, Jul 11, 2009 IP
  2. Pinpointcomm

    Pinpointcomm Banned

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    #2
    2checkout is one of the best payment methods i've used till date :)
     
    Pinpointcomm, Jul 11, 2009 IP
  3. LinkWheel

    LinkWheel Peon

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    #3
    MonetBookers
     
    LinkWheel, Jul 11, 2009 IP
  4. zahidraf

    zahidraf Well-Known Member

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    #4
    There are many

    Authorize.net is the biggest one for payment gateway
    Let me know if you are interested I can implement this to your site but charge you :)
     
    zahidraf, Jul 11, 2009 IP
  5. MetStivn

    MetStivn Peon

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    #5
    Thanks guys,... will definitely check them all out.

    What are the usual commissions they take?
    PayPal takes between 5 and 10% I think. I know most mobile phone payment gateways charge as much as 50%,... witch is outrageous.
    What is the usual rate?

    Met
     
    MetStivn, Jul 12, 2009 IP
  6. zahidraf

    zahidraf Well-Known Member

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    #6
    Best way is go with Google checkout and get adword as well.

    they then will remove the ................commion fee
     
    zahidraf, Jul 12, 2009 IP
  7. MetStivn

    MetStivn Peon

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    #7
    zahidraf,... that is an excellent news! Did not know that.
    I knew about Google checkout,... but did not know they have such low commission rates.
    Although (correct me if I'm wrong) you have to be an US or UK citizen or at least have a US or UK bank account?
     
    MetStivn, Jul 12, 2009 IP
  8. bashonline

    bashonline Peon

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    #8
    i would also recommend 2checkout. u get a CC attched to this account. People with paypal can also pay into this CC and can also be used to verify paypal
     
    bashonline, Jul 12, 2009 IP
  9. thelostagency

    thelostagency Peon

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    #9
    Paypal has issues around tracking conversions
    Google Checkout offers analytics tracking but need UK/US account
    Eway is useful within Australian

    Please only use one payment gateway, multiple gateways are painful if you are trying to track conversions
     
    thelostagency, Jul 12, 2009 IP
  10. Nadeem Khan

    Nadeem Khan Guest

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    #10
    Moneybookers is the best
     
    Nadeem Khan, Jul 12, 2009 IP
  11. solarbluseth

    solarbluseth Well-Known Member

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    #11
    If you have a business banking account authorize.net has been the best in my experience.
     
    solarbluseth, Jul 12, 2009 IP
  12. zahidraf

    zahidraf Well-Known Member

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    #12
    MetStivn Yes, Currently, Google checkout is availble for Us and UK but not necessay that you are their citizien they just need the bank info.
     
    zahidraf, Jul 12, 2009 IP
  13. kolucoms

    kolucoms Peon

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    #13
    Anything for Indian ?
     
    kolucoms, Jul 12, 2009 IP
  14. snowbird

    snowbird Notable Member

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    #14
    Authorize.net, but they just had that issue where a fire knocked out power to their datacenter around the 3rd of July. Hopefully they learn from this because Authorize.net is the 800 pound gorilla in the gateway business.

    A lot of merchant accounts contract with Authorize.net. Check into that and you might be able to get a bundled package that is more affordable.

    Don't forget a good SSL certificate if you are going to host the payment page. Godaddy has affordable SSL certs that are around $80 a year. Find a Godaddy coupon code to get it even cheaper.
     
    snowbird, Jul 12, 2009 IP
  15. Thedomainseller

    Thedomainseller Banned

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    #15
    Paypal is secure and reputed PAYMENT GATEWAY!!....
     
    Thedomainseller, Jul 12, 2009 IP
  16. Pinpointcomm

    Pinpointcomm Banned

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    #16
    Paypal is good, but the fact of the matter is that not everyone can use paypal :) so i'd suggest trying to find some alternatives if possible :)
     
    Pinpointcomm, Jul 12, 2009 IP
  17. MetStivn

    MetStivn Peon

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    #17
    Great advice!!
    Thanks!

    A lot of stuff but I will check it all out.

    I understand that 2 pay options are distracting,... but I love how Click bank products are being charged:
    on step payment...
    left: regular CC card process
    right: pay with paypal

    I guess they know what works best?
     
    MetStivn, Jul 13, 2009 IP
  18. kashifpervez455

    kashifpervez455 Active Member

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    #18
    As A Whole These 2 Payment Processors Are The Best

    1 - 2Checkout

    2 - Plimus
     
    kashifpervez455, Jul 13, 2009 IP
  19. HivelocityDD

    HivelocityDD Peon

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    #19
    These are the ones I like most

    paypal
    Alertpay
    Authorize.net
    Moneybookers
    Google Checkout
     
    HivelocityDD, Jul 13, 2009 IP