What credit card information Paypal checks?

Discussion in 'PayPal' started by DumpPaypal, Aug 23, 2011.

  1. #1
    Hello
    Does any one have real info (by testing on different accounts and different credit cards)
    about what information out of the following is REALLY checked by pay pal , while adding it into the account for either withdrawal purposes or for funding purposes (in this case it requires verification too)

    1) Card Number - Surely Checked for validity
    2) Card CVV - Surely Checked for validity
    3) Expiry Date - Surely Checked for validity
    4) Name on Card -Checked or not?
    5) Street address - Checked or not?
    6) City & State - Checked or not?
    7) Country - Someone told me it isn't checked!


    KINDLY share your experience.
    Those who don't have REAL information need not reply!
     
    Last edited: Aug 23, 2011
    DumpPaypal, Aug 23, 2011 IP
  2. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

    Messages:
    25,481
    Likes Received:
    1,943
    Best Answers:
    32
    Trophy Points:
    480
    #2
    I think they check for first 4.

    DON.
     
    deluxdon, Aug 23, 2011 IP
  3. Ragu_007

    Ragu_007 Well-Known Member

    Messages:
    1,134
    Likes Received:
    6
    Best Answers:
    0
    Trophy Points:
    100
    #3
    Only first 3 were checked by them. They don't check Name on the card.
     
    Ragu_007, Aug 23, 2011 IP
  4. DumpPaypal

    DumpPaypal Peon

    Messages:
    153
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #4
    Hey deluxdon n Raghu, what do you think regarding Address detail (except country), Do they really cross check that with credit card company? ( i heard they do check address other than country name)
    Have you ever tried to add a credit card with different address. or wrongly entered address and was it ever declined that way?
     
    DumpPaypal, Aug 23, 2011 IP
  5. Ragu_007

    Ragu_007 Well-Known Member

    Messages:
    1,134
    Likes Received:
    6
    Best Answers:
    0
    Trophy Points:
    100
    #5
    Just they will check Card Number, CVV number and Expiry Date. You can give any name, any address and any country. It's not a problem. Also, the card will works perfectly in PayPal.

    But suppose, if in any case they limited your account, they will check the remaining details as well. At that case it brings you lot of trouble. :)

     
    Ragu_007, Aug 23, 2011 IP
  6. DumpPaypal

    DumpPaypal Peon

    Messages:
    153
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #6
    After limitation, when you say" they check those details" you actually mean by asking us for card statements and proof of address and stuff and not by themselves..right?
     
    DumpPaypal, Aug 23, 2011 IP
  7. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

    Messages:
    25,481
    Likes Received:
    1,943
    Best Answers:
    32
    Trophy Points:
    480
    #7
    Yes they can ask for CC statement anytime whenever they want more verification in this regards.

    DON.
     
    deluxdon, Aug 23, 2011 IP
  8. Ragu_007

    Ragu_007 Well-Known Member

    Messages:
    1,134
    Likes Received:
    6
    Best Answers:
    0
    Trophy Points:
    100
    #8
    Definitely they will ask Credit Card Statement (Because in INDIA, we are sending payment through CC only, so i think you must provide CC statement as proof). So surely, your account will gets limited, if the info was wrong.
     
    Ragu_007, Aug 23, 2011 IP
  9. DumpPaypal

    DumpPaypal Peon

    Messages:
    153
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #9
    Ok Thanks. So the fact is, that they cant, by themselves, check for address. The onus of proving that lies on us, by card statement or proof of address or i card or whatever hey ask for as documental proof!
    Thats fine and EASY ;)

    BTW do you know anyone or any info on it, where a person can add two different address of his for adding 2 cards within his one account? (same country ofcourse).
    Also is it possible logically?
     
    DumpPaypal, Aug 23, 2011 IP
  10. Ragu_007

    Ragu_007 Well-Known Member

    Messages:
    1,134
    Likes Received:
    6
    Best Answers:
    0
    Trophy Points:
    100
    #10
    Yes, it is possible. You can add different billing address for different cards. It is not a problem. As long the info provided by you are correct, it wont be a problem.
     
    Ragu_007, Aug 23, 2011 IP
  11. deluxdon

    deluxdon Catch Me If You Can...!!!™ Staff

    Messages:
    25,481
    Likes Received:
    1,943
    Best Answers:
    32
    Trophy Points:
    480
    #11
    Yes one can add all credit cards in his/her paypal if he/she want to add :)

    DON.
     
    deluxdon, Aug 23, 2011 IP
  12. olddocks

    olddocks Notable Member

    Messages:
    3,275
    Likes Received:
    165
    Best Answers:
    0
    Trophy Points:
    215
    #12
    Name on Card - yes
    Street address - may be
    City & State - may be
    Country - yes
    Zip code - yes
    IP Address - yes
    IP country - yes

    Most credit card processors usually reference ip country to the billing address country for possible fraud. if you are in travel signing up, but thats another story.
     
    olddocks, Aug 23, 2011 IP
  13. DumpPaypal

    DumpPaypal Peon

    Messages:
    153
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #13
    Well, i think country is not checked. I have now confirmed this from multiple sources.
    My main issue was with street address and city etc, which i am still unsure of, but bias is that they dont. Zip code also comes in same category.

    Regarding IP and Country, Don't think PP cares about that, till we are adding a card after logging from ip which is not usual with our previous major account activities. (in which case, it will limit the whole account and as for Id probably)

    If you have some kind of proof , regarding country, zip etc, specifically related to paypal or experienced something while adding different credit cards yourself, kindly share.
    Thanks
     
    DumpPaypal, Aug 23, 2011 IP