Im now 19yrs old,but i work for a company in US and i earn good money from it also,but i dont have a verified paypal account,so i want to have my own Credit card now.. I also opened one ICICI account,but im new to credit card world,so would first like to know what all i need to apply for a credit card and how do i do that?? Do i need to maintain and spend money from it always?? Or i can just keep it and use it in times of my need??
Google is your friend . A search for ICICI credit cards leads to this http://www.icicibank.com/pfsuser/cards/creditcard/cc_eligibility_fees.htm As for your other questions- generally, there is nothing in the book that states you must spend x with your credit card every month. You should be careful with your card- overspending can leave you in debt.
No. You can get more information about debit card from ICICI http://www.icicibank.com/pfsuser/cards/debitcard/dbhome.htm
for ICICI bank credit card you need to be employed. for HDFC bank credit card you donot need to be employed. you your card when you need it, dont use it otherwise.