I've had some bad situations come up in my life that I have to admitt I didn't take care of properly and my wages were garnished due to them. As of last week, I lost my job (not a result of the garnishments). I am concerned about what to mark on the forms if they ask about any past garnishments and how to approach my new employer about the issue. I haven't had any experience with this situation till now and the jobs that I'm looking for are in management so I need to know what to do. My questions are these: 1. Do my garnishments stop when I get laid off and restart when I find a new job? 2. Do I have to report them to my new employer immediately? 3. How difficult is the settlement process if I want to get the garnishmets off my record before I get another job? 4. How much weight do employers put on a person's credit repot if they have wage garnishments them when approving her/him for a management position (not including banking)? I posted this in the legal forum because it seems like more of a legal issue to me, if it's not please let me know so I can post it correctly and get the answers that I need. Thank you.
It all depends on the situation you were put in, if you feel comfortable explaining it a little more, even something such as not paying child support, or not making your student loan payments, something general like that, we'd be able to help out a little more. But, I'll give it a stab with the info that I have right now. 1. Yes, I believe that is how it works, as there is no way for you to have your wages garnished while you are unemployed. However, if you collect unemployment, I believe some of that will go to whoever your garnishments go to. 2. I would advise you do that, as it will show you are honest. 3. Consult a lawyer on that one. Different states, different laws. 4. Depends on your job. Most jobs don't even pull your credit report (and they can't without your prior approval on some sort of form/contract (at least in the US, don't know where you are from) It goes along with your right to financial privacy. However, I would assume if your going for management positions, they would pull your credit report to see how responsible you are with your money. As I assume most employers don't want someone managing their people if they can't manage their finances. Without any more details, this is really the best I can do right now. What field are you trying to manage? These are not personal jabs at you, I am just stating the facts as I see and interprete them. If you got it for not paying some bills or credit cards, don't feel too bad about it. At least if your wages are garnished, you know your making your payments