Here is what a little bird told me, seems like a warning shot. Visa is coming down hard on high-risk merchants 1. A bank in the caribbean was told their merchants were no longer allowed to do crossells 2. An acquiring bank out of western Europe and one out of the middle east each got large fines, which they passed onto their merchants This is in regard to sites that are egrigiously misleading or slip hidden charges onto a consumers statement. Its about time.