i need virtual prepaid visa card that i can load money from (sms or paypal or another way)and use it for pay services.
Check out http://www.payoneer.com/. It is a prepaid debit MasterCard, not Visa. It might work for you. I never use it myself but I heard a lot of people talking about it. You should be careful using this type of service in all cases.
I have a plastic debit card with European Bacaria account included, can be loaded with perfectmonye OKPAY, wester union, bank wire, the card has routing number