* Step 1 Scroll down to the bottom of any PayPal page. * Step 2 Click the "Plus Card" link. You will be redirected to a page entitled "PayPal Plus Credit Card." * Step 3 Locate and click on the "Apply Now" button. * Step 4 Fill in the empty fields on the application form. Many of them will be filled in with information PayPal already has from your account. * Step 5 Decide whether you want to enroll in the Account Security program. If so, check the box. Then read the "Terms and Conditions" of the card. * Step 6 Hit the "Accept and Submit" button. In less than 1 minute, PayPal will tell you whether or not you have been approved. If you are approved, it will automatically verify your PayPal account.