You can have one personal account and one business account but you need to use different credit card or bank account to verify it.
ok thanks. then what about this one. -> I am from kathmandu(nepal). Paypal do not have service for nepal. But i have paypal id. An unverified. How can i get my paypal money?
Check out mygcard.com, it might be just what you are looking for. Note that I have no personal experience with it.