Hello Guys, It's been a while since this Unauthorized Payments are a solutions for those who want to take advantage in service business. Besides emails as prof how can you avoid after 3-4 months someone to charge you back with unauthorized payments?? because paypal just does pretty much nothing here!
Hi, this is why many people in business love Bitcoin - no chargebacks. There are just too many stories of chargeback frauds that some smaller businesses can not handle it anymore.
So you are saying that one way or another when the buyer opens the chargeback with unauthorized payment he can say something like "we didn't received our beer" (you sell services though) and even though you as seller send significant information you still lose the money? Plus what happens in the worst case - you have to cover paypals balance and you have not way to because its a big amount, how far they go with the debt collectors, because this is very silly. You as seller and provider have to pay twice : 1. the costs 2. initial payments received. What is Paypal doing?
Just a couple of days ago, there was this case reported on reddit - http://www.reddit.com/r/Bitcoin/comments/2nvgys/well_i_guess_im_never_using_paypal_or_ebay_again/
I am in the services system. That's different but the same bullsh... at the end. Many people get the work/items and after they think, why not get the money also. The case I am talking it's over 10k so it's not so easy to pass it. Although we have all the evidence that they took the money fraudulent, emails, terms and conditions, some of the work. But still we are very surprised that some "business people" can do this after 60-70 days after they worked with you.
You are probably looking for an attorney. Does not need to be an expensive one. You just need to correctly set up your agreements and have your part of the contract confirmed by the other party so that it can not be disputed later. This really should be enough for PayPal and banks. Yet still, you will have to spend lot of time and extra money to make this correctly and bulletproof.
There is no solution for chargeback, all you can do is decreasing the number of chargebacks by verifying your customers via phone, checking their IP against their billing information with services like Maxmind, using Bitcoin as payment method is not the solution because it's not popular as PayPal or other payment methods