Hello - anyone knows unauthorised paypal payment cannot be filed how long after a payment transaction ? also credit card chargeback cannot be filed how long after a paypal payment transaction ?
Quote from paypal: Most disputes are the result of simple misunderstandings. It’s best to initiate communication with the seller as soon as you recognize a potential problem. You can open a dispute in the Resolution Center within 45 calendar days of payment. By opening a dispute, you are able to communicate directly with your seller to work out a problem transaction. If you and your seller are unable to agree on a solution, you must escalate the dispute to a PayPal claim within 20 calendar days of the date the dispute was opened. By escalating to a claim, you would be asking PayPal to review the case and decide the outcome.
a unauthorized transaction can be filed upto 180 days... but a Credit Card changeback can be filed even after 1 year in some special case.. and it dont matter whether the CC was used in paying at paypal... the money will be taken back from your paypal by the credit card company when the customer file a changeback on you.... beware of chargeback because you will not only lose the money but you will have to pay the changeback fees and the minimum changeback fees is $15.00 USD. i paid $15 for $40... but if the amount is higher then the changeback fees will be higher too... so use e-gold.com or moneybookers... where changeback and reversal are not allowed..