Hi, I want to know what should we do when we get a - unauthorised payment claim. ---> Buyer paid through cc ---> I think buyer dont have paypal account ---> He went for paypal dispute (un-authorised payment ) ---> At that time i was not with suffiencient funds ---> Now I am with sufficient funds ---> I want to provide refund and close the claim ---> When i choose to do it right now - I don't see the option to refund - but there is an option for providing liability. What does providing liability mean? Buyer Paid :- $ 25 through cc. How much money will paypal cut from my account if I choose to provide liability. And how much time will it take after that to become everything like before.