Hi, I am a writer living in the UK but also writing for the US market - below is a sample article in the finance niche, can also write general keyword articles, blogs, do it yourself and home business articles. Do You Need To Remortgage Your Home People search for remortgage deals for all kinds of reasons, sometimes people get into debt and if they cannot pay what they owe then they may be faced with losing the home that they have worked hard for. Increasingly, home owners are looking for a remortgage because in the current financial climate it is very difficult to get the extra money that you need any other way. Reasons To Go For A Remortgage You may want to remortgage your home, not because you are in debt but because you would like to make some improvements to the place where you live but don’t have the money to do so. For years, people who wanted to make a certain amount of improvements to their home would get a personal loan, or if they had a high credit limit, borrow the money on their credit card. The present economic problems have made many people more in need of a personal loan, and more banks refusing to give them. At present there are some really good remortgage deals around and you could end up paying less mortgage interest than you were before. You should remember, however, that if you still have a mortgage when you want to remortgage your home for a loan, you will have to pay back what is owing on the first mortgage. Reasons For Not Getting a Remortgage There is nothing wrong with getting a remortgage, but you should be clear about your reasons for needing it. When you take out a remortgage make sure that you are not paying any more on the deal than you are on your current mortgage. You also need to be clear about the fact that when you take out a remortgage and fail to pay, then the people who lent you the money can foreclose on you because a remortgage is secured against your home. Don’t ever think about paying off unsecured personal debt such as credit cards and personal loans with the money from a remortgage. It is foolishness to believe that no court will make you sell your home or have it sold, in order to pay off the debts you owe. A remortgage may be a good idea if you are going to make alterations to your home that will increase its value. When you apply for a remortgage the lender will want to check your credit history, if your credit history is bad then this will affect the chances of your getting a remortgage, at the very least it could mean that you pay a higher rate of interest on your loan.
Let me know if you are available to write a couple of articles for me - topics are general and related to home/women. Thanks