Hi, I have a site (running zencart, maybe oscommerce) I want to process payments with. my client currently has a merchant account to process credit cards in his store, with RBOS, so we are thinking of using Royal bank of scotland to do it online, too. does anyone have any experience with processing credit card payments online, direct through your own site (ie, not sending them to paypal.com or worldpay.com to do the payment)? thanks