I am from INDIA I received a cheque of 225$ and its already around 20 days to it this is my first cheque name printed on cheque is hitesh makWani whereas in my bank account it is hitesh makVani every where else it is hitesh makWani which is correct I want to change my name in my bank account I have already given application for it but 10 days to it there is no response I am having a saving account with HDFC bank cheque is valid for 40 days I don't know what to do will they accept my cheque? or it will be rejected I asked hdfc customer service executive he told me that they will accept the cheque but there is no gurantee that it will be cleared please help me I am really very confused I can't afford to loose my first cheque
When you applied for the change of name, do you have a copy of that application form ? If you do, submit a copy with the cheque or write the reference number and a short note at the back of the cheque about it when you send it for clearance. If the cheque is not cleared, it would be returned to you and you can request the payer to send you a new cheque. It is better than waiting for the 40 days to lapse. NO matter what, you are not going to lose your money. Apparently the typo in your bank account is your bank's mistake and they should be able to accept your cheque. Incidentally why was the mistake not found at the time of opening the bank account ?
thanks for your reply the cheque reissuance charges must be very high the bank mistake is because some of my proofs are having this typo so they told me that they can't change whereas all other banks accepted my correct spelling even with wrong spell in documents and I dnt have any copy of application and no refrence no. the bank executive says that he will write a note and send it with the cheque but it is not in there hands that the us bank can reject the cheque and they won't be able to do anything to it
As your proofs of docs already have this typo, you better open a new bank account with hitesh makWani & submit your check there!
thanks for your reply I have another bank account with SBI I have documents of SBI which i have submitted for correction I have heard SBI also accepts international checks but I don't know whether they are responsible persons to submit international checks anyone tried with SBI
Yes NahiaN is write why don't u open new account , it will take few time and you can submit your check in that account .
If you have other bank account with correct name on it, why don't you submit you cheque in that branch for the clearance.
I have accounts with punjab national bank SBI - state bank of India will they accept international checks?
tHEY SHould ideally accept your cheque they do have international branches too, otherwise you can open a new account, which takes 48hrs these days and deposit the cheque there. Go for ICICI
thanks a lot mate I will try to contact my bank but i can't open new account in ICICI it requires minimum 5000 average balance 225$ = 8k and 5k deposit not possible btw anyone has deposited there international checks with SBI or PMB anyways thanks to all those who spent there time and replies and tried to help me