[Trick] Is this not against TOS, Is this allowed ? ? ?

Discussion in 'AdSense' started by sweet_user, Sep 2, 2007.

  1. #1
    http://www.desioutlaws.org/link/?url=http://bollym4u.com/ch1.htm
    Check this link you will find strange trick ( see below pic) , also view source code there

    [​IMG]

    IS THIS NOT AGAINST TOS :D:D

    and look at this all the links have content hidden, including above given link



    http://www.desioutlaws.org/live.php
    http://www.desioutlaws.org/live2.php
    http://www.desioutlaws.org/live3.php
    http://www.desioutlaws.org/tvu.php

    Source Code for above links is it it not aganist TOS to use this

    <html>
    <body bgcolor="#000000">
    <head>
    <title>DesiOutlaws - CRICKET</title>
    <meta name="keywords" content="Students can only consolidate their education loans during the grace period or after the loans enter repayment. (Loans that are in default but with satisfactory repayment arrangements may also be consolidated.) Students can no longer consolidate while they are still in school. (The early repayment status loophole and the ability of Direct Loan borrowers to consolidate during the in-school period was repealed as part of the Higher Education Reconciliation Act of 2005, effective July 1, 2006.)" />
    <meta name="description" content="No.1 Desi Entartainment. Hindi movies, english movies, Cricket and much more" />
    </head>
    <Div style="display:none;">
    <font size="1" color="#E5E5E5">Student Loan Consolidation <br>
    <br>
    This section of FinAid discusses a loophole that allows students who have
    bank-based federal student loans in the FFEL program to consolidate those loans
    while they are still in school. This loophole was confirmed by the US Department
    of Education in Dear Partner Letter GEN-05-08. The loophole has been repealed,
    effective July 1, 2006, by the Higher Education Reconciliation Act of 2005 (HERA
    2005). <br>
    <br>
    Normally, only students in the Direct Loan program can consolidate their loans
    using the Federal Direct Consolidation Loan Program while they are still in
    school. Students in the FFEL program must wait until after they graduate to
    consolidate their loans. (All students can consolidate their loans during the
    grace and repayment periods.) Direct Loan borrowers who consolidated during the
    in-school period retained their grace periods. The ability of Direct Loan
    borrowers to consolidate during the in-school period was repealed by HERA 2005
    effective July 1, 2006. <br>

    <br>
    However, it appears that students with FFELP loans can ask that their loans be
    put into repayment status early. Once the loans are in repayment status, they
    can be consolidated. <br>
    <br>
    This loophole is based on section 428(b)(7) of the Higher Education Act, which
    defines repayment period as follows: <br>
    <br>
    REPAYMENT PERIOD. -- (A) In the case of a loan made under section 427 or 428,
    the repayment period shall exclude any period of authorized deferment or
    forbearance and shall begin -- <br>
    <br>
    Similar language appears in the regulations at 34 CFR 682.209(a)(5): <br>
    <br>
    For a Stafford loan, the repayment period begins prior to the end of the grace
    period if the borrower requests in writing and is granted a repayment schedule
    that so provides. In this event, a borrower waives the remainder of the grace
    period. <br>
    <br>
    Although this provision of the Higher Education Act was apparently intended to
    allow students to enter repayment before the end of the grace period, ending the
    grace period early, nothing in the act or regulations prevents a student from
    entering repayment before the beginning of the grace period (i.e., during the
    in-school period). <br>

    <br>
    If a student's loans are in repayment, regardless of whether the student is
    still in school, they can be consolidated per section 428C(a)(3)(A) of the
    Higher Education Act: <br>
    <br>
    DEFINITION OF ELIGIBLE BORROWER. -- (A) For the purpose of this section, the
    term &quot;eligible borrower&quot; means a borrower who -- <br>
    <br>
    is not subject to a judgment secured through litigation with respect to a loan
    under this title or to an order for wage garnishment under section 488A; and <br>
    <br>
    at the time of application for a consolidation loan -- is in repayment status;
    <br>
    <br>
    is in a grace period preceding repayment; or <br>

    <br>
    is a defaulted borrower who has made arrangements to repay the obligation on the
    defaulted loans satisfactory to the holders of the defaulted loans. <br>
    Since the student will be in repayment, the applicable interest rate will be the
    repayment rate, not the in-school rate. Some lenders are giving the loans an
    in-school deferment before consolidating them, in order to let them lock in the
    lower in-school interest rate. <br>
    <br>
    After the student has consolidated their loans, the consolidation loan is given
    an in-school deferment, delaying the repayment obligation until after the
    student graduates. The student loses the remainder of the grace period. Some
    lenders, however, are giving the students a financial benefit that is the
    equivalent of the lost grace period. <br>
    <br>
    Thus exploiting the loophole involved a coordinated three-step process: <br>
    <br>
    Ask the current holder of your loans to put them into early repayment status.
    The loans then are eligible for consolidation, and are at the repayment rate.
    <br>
    Ask the lender for an in-school deferment. This returns the loans to the
    in-school rate and suspends the repayment obligation. <br>
    Consolidate the loans. This locks in the in-school rate, but loses the remainder
    of the grace period. The in-school deferment is retained, deferring the
    repayment obligation until the student graduates. <br>

    This loophole applies only to students in the bank-based (FFEL) student loan
    program. Students in the Direct Loan program can directly consolidate during the
    in-school period, and so do not need this loophole. <br>
    <br>
    Students who will be graduating soon should not use this loophole. Instead, they
    should wait until they are in the grace period to consolidate, in order to lock
    in the lower in-school interest rate and maximize the use of their grace period.
    <br>
    <br>
    Not every continuing student will be able to consolidate. For a student to
    consolidate, there has to be a lender who is willing to consolidate their loans.
    Most lenders will only consolidate loans for students with loan balances of at
    least $7,500. A few have minimum balances of $5,000, and the Federal Direct
    Consolidation Loan Program has no minimum balance. So most college freshmen and
    sophomores will be unable to find a lender willing to consolidate their loans.
    <br>
    Note that exploiting this loophole requires the cooperation of the current
    holder of the student's loans. Lenders are not required to grant early repayment
    status. If the current holder of a student's loans is unwilling to give the
    loans early repayment status, the student will not be able to consolidate their
    loans while still in school. Most lenders require students to consolidate their
    loans with them as a condition of granting early repayment status. <br>
    <br>
    Who Can Consolidate <br>
    <br>
    Both student and parent borrowers can consolidate their education loans.
    (Students and parents cannot combine their loans through consolidation, since
    only loans from the same borrower can be consolidated. But they can consolidate
    their loans separately.) <br>
    <br>

    Married students are no longer able to consolidate their loans together. This
    provision was repealed effective July 1, 2006. When married students
    consolidated their loans together, each spouse became responsible for the full
    amount of the loan, and the loans could not be separated if the couple got
    divorced. To avoid such problems in the future, Congress decided to repeal this
    provision as part of the Higher Education Reconciliation Act of 2005. <br>
    <br>
    Students can only consolidate their education loans during the grace period or
    after the loans enter repayment. (Loans that are in default but with
    satisfactory repayment arrangements may also be consolidated.) Students can no
    longer consolidate while they are still in school. (The early repayment status
    loophole and the ability of Direct Loan borrowers to consolidate during the
    in-school period was repealed as part of the Higher Education Reconciliation Act
    of 2005, effective July 1, 2006.) <br>
    <br>
    Parents, however, can consolidate PLUS loans at any time. <br>
    <br>
    Both student and parent borrowers can consolidate their education loans.
    (Students and parents cannot combine their loans through consolidation, since
    only loans from the same borrower can be consolidated. But they can consolidate
    their loans separately.) <br>
    <br>
    Married students are no longer able to consolidate their loans together. This
    provision was repealed effective July 1, 2006. When married students
    consolidated their loans together, each spouse became responsible for the full
    amount of the loan, and the loans could not be separated if the couple got
    divorced. To avoid such problems in the future, Congress decided to repeal this
    provision as part of the Higher Education Reconciliation Act of 2005. <br>
    <br>
    Students can only consolidate their education loans during the grace period or
    after the loans enter repayment. (Loans that are in default but with
    satisfactory repayment arrangements may also be consolidated.) Students can no
    longer consolidate while they are still in school. (The early repayment status
    loophole and the ability of Direct Loan borrowers to consolidate during the
    in-school period was repealed as part of the Higher Education Reconciliation Act
    of 2005, effective July 1, 2006.) <br>

    <br>
    Parents, however, can consolidate PLUS loans at any time. </font></p>
    </DIV>




    <center>
    </a></td>
    </tr>
    <tr>
    <td width="103" height="426">
    <script type="text/javascript"><!--
    google_ad_client = "pub-123";
    google_ad_width = 160;
    google_ad_height = 600;
    google_ad_format = "160x600_as";
    google_ad_type = "text_image";
    //2007-08-30: Cricket
    google_ad_channel = "8526415965";
    google_color_border = "000000";
    google_color_bg = "000000";
    google_color_link = "80FF00";
    google_color_text = "CAF99B";
    google_color_url = "CAF99B";
    //-->
    </script>
    <script type="text/javascript"
    src="http://pagead2.googlesyndication.com/pagead/show_ads.js">
    </script>
    </td>
    <td width="407" height="426">
    <script type="text/javascript"><!--
    google_ad_client = "pub-123";
    google_ad_width = 468;
    google_ad_height = 60;
    google_ad_format = "468x60_as";
    google_ad_type = "text_image";
    //2007-08-30: Cricket
    google_ad_channel = "8526415965";
    google_color_border = "CC0000";
    google_color_bg = "CC0000";
    google_color_link = "C3D9FF";
    google_color_text = "FFFFFF";
    google_color_url = "FFFFFF";
    google_ui_features = "rc:10";
    //-->

    </script>
    <script type="text/javascript"
    src="http://pagead2.googlesyndication.com/pagead/show_ads.js">
    </script>

    //--></script>
    <script src="http://scripts.chitika.net/eminimalls/mm.js" type="text/javascript">
    </script></td>
    <td width="123" height="426">
    <script type="text/javascript"><!--
    google_ad_client = "pub-123";
    google_ad_width = 160;
    google_ad_height = 600;
    google_ad_format = "160x600_as";
    google_ad_type = "text_image";
    //2007-08-30: Cricket
    google_ad_channel = "8526415965";
    google_color_border = "000000";
    google_color_bg = "000000";
    google_color_link = "80FF00";
    google_color_text = "CAF99B";
    google_color_url = "CAF99B";
    //-->
    </script>
    <script type="text/javascript"
    src="http://pagead2.googlesyndication.com/pagead/show_ads.js">
    </script>
    </td>
    </tr>

    </table>
     
    sweet_user, Sep 2, 2007 IP
  2. Chad Sexington

    Chad Sexington Peon

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    #2
    I don't get why people do that... Actually, I wonder how long they get away with it. It's easy enough to get your account disabled from using AdSense legitimately as it is...
     
    Chad Sexington, Sep 2, 2007 IP
  3. Dollar

    Dollar Active Member

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    #3
    Of course its against the Terms of Service.
    Use your fucking head next time before you post.
     
    Dollar, Sep 2, 2007 IP
  4. Jarodboy

    Jarodboy Prominent Member

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    #4
    Totally against TOS, that guy should be banned soon
     
    Jarodboy, Sep 2, 2007 IP
  5. mbfootball47

    mbfootball47 Well-Known Member

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    #5
    Against google's TOS. will be banned soon
     
    mbfootball47, Sep 2, 2007 IP
  6. rpb161

    rpb161 Peon

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    #6
    i'm sure it will get on googles banned radar anytime now
     
    rpb161, Sep 2, 2007 IP
  7. neysyah

    neysyah Active Member

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    #7
    nice trick but i think google dont like it :)
     
    neysyah, Sep 2, 2007 IP
  8. godmode

    godmode Well-Known Member

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    #8
    absolutely against TOS. Cloaking crap
     
    godmode, Sep 2, 2007 IP
  9. totalmasala

    totalmasala Banned

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    #9
    That is 100% Against TOS! inform google they will certainly take some action
     
    totalmasala, Sep 2, 2007 IP
  10. sweet_user

    sweet_user Peon

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    #10
    we reported it a long time back (6 months or so) but they are still with adsense so i poster here uuu Dirty Dollar

     
    sweet_user, Sep 2, 2007 IP
  11. Agent007

    Agent007 Peon

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    #11
    I don't know why they dont put that content under their first row of ads. That is allowed but you can't drive traffic to the page anymore using Google Adwords. Speaking from personal experience here. :cool:
     
    Agent007, Sep 2, 2007 IP
  12. imnajam

    imnajam Well-Known Member

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    #12
    Definately against google TOS, violate "encourage people to click on ads"
     
    imnajam, Sep 2, 2007 IP
  13. Adulu

    Adulu Peon

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    #13
    Adsense is his content
    Against TOS completely
     
    Adulu, Sep 2, 2007 IP
  14. grg

    grg Guest

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    #14
    This site is what makes an Internet a crap... hope they will remove his account soon.
     
    grg, Sep 2, 2007 IP
  15. atingle

    atingle Peon

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    #15
    Thanks for posting the code. I, like the majority here, spend countless hours a week working on content to offer a site that respects its visitors and one which I am not only genuinely proud to be associated with but is a labor of love.

    I am sure that you know this warm and fuzzy feeling when you look at your site too, and feel quite underwhelmed with a sense of pride and achievement.

    Creative, inspiring, informative, a joy to visit - just a number of things such tosh isn't.
     
    atingle, Sep 3, 2007 IP
  16. JeremiaSK8

    JeremiaSK8 Active Member

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    #16
    Definitely not allowed, + it's decieving.
     
    JeremiaSK8, Sep 3, 2007 IP