Its in HTML so you need a html editor. If you want to edit the pic find the pic required and edit using photoshop.
My cpanel has a html editor and so far I've been doing pretty good using it as far as editing the text, but now I need to know how to make it my home page without naming the folder of the template index.htm? The url's look so stupid right now, they read index.htm/index.html2 That doesn't look right. How do I make the folder the home page? Thanks in advance!
Well, there are many graphics elements. So you need to know how to re-edit them (if you want of course). I recommend you Photoshop or free alternative Paint.NET. For HTML Editor i'd recommend great Notepad++ Of course, you'll need some knowledge and experience in HTML, CSS and SEO to get all in right place.
No offence but it might be easier if you got someone who has done this before. Having said that, the easiest way to learn is to do it, I find a dummy site is really helpful, try everything out before it hits the public.
You just need to place all your files into your root folder (usually public_html) So the index.html file will be into your root folder and you don't need a index.html folder. After that your website homepage will be http://www.ckwiksite.com