I run a US based credit card merchant services company and to help move forward through the year I will offer you our services at the guaranteed lowest published rates. I will also throw in a free gateway you can use if you do business online. No costs or fees for online gateways that other chage. Plus, our online gateway also has a free online virtual terminal if you don't wish to purchase a credit card machine. You can learn more at www.californiacardservices.com or PM me for details.