Question here... Are there any sites where you can purchase a terms of service, or privacy policy? Honestly, I have no idea how to do them, and I don't want to copy others, as that doesn't seem right.
That its illegal? Depending on what your site is, you are better to speak to a solicitor/ lawyer, most will have template T&Cs etc that they will then just tweak to your particular needs and it won't cost too much. You then technically have the protection of their Professional Indemnity insurance if it turns out the wordings are poor where as with a bog standard template bought from a website you normally are limited to the price you paid for the documents if it later turns out they were rubbish and you've been successfully sued because of them.