Does anyone have any ideas on how to receive donations through a website via credit or debit card when the person excepting these donation does not have a bank account. I dont have a bank account as of 4 months ago do to a personal choice. I would love to find a company that will allow me to except donations via credit or debit such as paypal does but the catch will be I wont need a bank account to use their service. I need a company that will allow me to get my donations via a check or money order. Put simply a service like paypal that does not require you to confirm bank account to open merchant account
Nobody will allow it. The main reason is that if you get a chargeback, the processor has no way of collecting the money back from you if there is no bank account they can draw from.
I agree with jestep. If you do decide to move forward with accepting donations in a more legitimate way, think about filing a 501c and opening a bank account specifically for your not for profit.