So today I became a paper millionaire...

Discussion in 'General Chat' started by Seqqa, Feb 7, 2011.

  1. #1
    For a few of those who know me around the forum I invest a lot of my earnings into equity markets mainly UK/US as there the only markets I know how the political system works (and everythings in english).

    So after 7 years in the markets my stock portfolio(s) nudged over the $1m mark. I don't do anything complicated, infact I try and keep it as simple as possible.

    I'm far away from being Warren Buffett lol but getting closer. So now just working towards $2m.

    So I guess it just proves that you can do anything you set your mind to.
     
    Seqqa, Feb 7, 2011 IP
  2. w3bmaster

    w3bmaster Notable Member

    Messages:
    17,594
    Likes Received:
    416
    Best Answers:
    1
    Trophy Points:
    240
    #2
    Congrats i'm playing with the ideea to start buying stocks or something like that but still i don't role that kind of money I only earn 2-3k/month and I'm a total noob in stocks etc ... i kindly don't even know were to start ...
     
    w3bmaster, Feb 7, 2011 IP
  3. Seqqa

    Seqqa Well-Known Member

    Messages:
    3,695
    Likes Received:
    62
    Best Answers:
    0
    Trophy Points:
    115
    #3
    Just start reading books on the subject it's like everything else, the books I like are The Intelligent Investor by Benjamin Graham. Just read everything you can if it interests you. Even if you invested $1,000 a year for the next 20/30 years plus you should have a portfolio of around $198,392.83 if you invested in stocks that make up the S&P 500, the S&P 500 typically grows around 10% a year on average.

    I'm always reading every day and trying to perfect my investment strategy, learning accounting will help you a lot. Buy a stock as if you were buying the whole company! You can download annual report from www.annualreports.com and learn about the company and take a look at it's finances.
     
    Last edited: Feb 7, 2011
    Seqqa, Feb 7, 2011 IP
  4. MarTh-

    MarTh- Well-Known Member

    Messages:
    1,069
    Likes Received:
    12
    Best Answers:
    0
    Trophy Points:
    175
    #4
    Good job, so what's your next goal and what are you doing to celebrate?
     
    MarTh-, Feb 7, 2011 IP
  5. Seqqa

    Seqqa Well-Known Member

    Messages:
    3,695
    Likes Received:
    62
    Best Answers:
    0
    Trophy Points:
    115
    #5
    Well it'll be to double it, there's a lot of cheap companies out there right now that should double in value in the next 3-5 years. Banks are really cheap but also risky, Citigroup is a company attracting my attention right now. I'm thinking of buying some of that before it pops $5 a share, maybe we'll see $10-20 a share in the next 3-5 years of so. Maybe start looking for cheap high dividend stocks to invest in then I'll have more working capital every year to invest too.

    Well I rang my dad and he was happy he's been investing for years too but he invests in mutual funds and a few stocks, he was the one who got me interested in investing. Thinking of taking my girlfriend out for a meal sometime this week nothing massive lol.
     
    Seqqa, Feb 7, 2011 IP
  6. vanclute

    vanclute Peon

    Messages:
    39
    Likes Received:
    0
    Best Answers:
    0
    Trophy Points:
    0
    #6
    Way to go... it all starts on paper, but remember it can vanish a LOT faster than it appeared! :) The old saying "you never go broke taking profits" definitely applies. Make sure you have a plan for keeping some of that wealth in the "real world". One global glitch and your portfilo can be decimated before you can do anything about it.

    With owning so many actual stocks, you might consider skimming some profits or otherwise increasing your equity curve by selling calls against certain uptrending stocks (covered calls). As options strategies go it's one of the simplest to understand, and can fairly easily squeeze a significant extra return out of what you're already doing anyway.

    Good luck going forward to the $2mm mark!!
     
    vanclute, Feb 7, 2011 IP
  7. Seqqa

    Seqqa Well-Known Member

    Messages:
    3,695
    Likes Received:
    62
    Best Answers:
    0
    Trophy Points:
    115
    #7
    Of course but you have to take risks also, it's like buying a shop for $250,000 as an investment that yields an income of $50,000 after taxes. There's not a great deal you can do to offset the risk, lot of the stocks I buy are not far away from the total assets of the company so even if the company went into liquidation tomorrow I'd get 75% of my money back. People forget that when you buy a share you buying a piece of a company that has assets to it. You could be buying a stock for $10 a share and it's assets alone are worth $7.50 a share.

    It'd be like if your shop went bankrupt that you brought for $250,000. The assets such as the building and stock maybe worth $150,000 you may have also been running it for 5 years which would of made you $250,000 after taxes, which would mean came out with a profit over all.

    I see stocks all the time where the assets alone are worth more than the companies share price, you could buy all the shares take over the company asset strip it and still come out with a profit from bankrupting it.
     
    Last edited: Feb 7, 2011
    Seqqa, Feb 7, 2011 IP