So Much For Going to College In The US.....Without going in debt.

Discussion in 'Politics & Religion' started by tesla, Feb 12, 2006.

  1. #1
    Well, from what I heard on the news last night, Bush has planned a bill which will increase the interest rates on student loans people will have to pay when going to school.

    Bush's plan will also reduce the amount of money available for pell grants. This means more people will have to go into debt instead of getting free money to go to school.

    Thanks Bush for helping destroy the middle class:mad: . Now only the rich will be able to send their kids to school without having to pay back tens of thousands of dollars on loans plus interests.

    It doesn't effect me personally, because I think outside the box and I'm in the process of using "selective education" strategies to counteract this BS.

    The middle class will be history by the year 2020. You're either going to be broke, in debt, or homeless, or be rich. Their will be no middle ground.
     
    tesla, Feb 12, 2006 IP
  2. IamNed

    IamNed Peon

    Messages:
    2,707
    Likes Received:
    276
    Best Answers:
    0
    Trophy Points:
    0
    #2
    You raise good points, Tesla. Society is becoming more stratified. In the 30's-50's a highschool or middle school graduate could easily find a good paying job and be set for life. And have enough money to live a moderate middle class lifestyle as well as retire. Nowadays even with creditcards and technology and 'social progress' more and more people seem to be struggling just to get started in life.
     
    IamNed, Feb 12, 2006 IP
  3. tesla

    tesla Notable Member

    Messages:
    2,840
    Likes Received:
    155
    Best Answers:
    0
    Trophy Points:
    203
    #3
    I have a way to bypass this bill Bush just signed, and you and others reading this thread may want to try it yourself. It works like this:

    Only take classes at college which relate directly to your business. For example, I'm going to take programming classes this summer at the local college.

    I don't care about getting a degree. I just want to learn the language so that I can get hired by people here at DP and other places online in order to do freelance work.

    I call it "selective education." Only take classes which help your business increase its bottom line.

    Because of outsourcing, getting certain types of degrees may make you less desireable to employers, because they will have to pay you alot.

    But by using selective education, you save money, avoid debt, and get the sklls necessary to become a freelance programmer/designer/write, and make money on the net, whether you own your own websites or not.
     
    tesla, Feb 12, 2006 IP
  4. noppid

    noppid gunnin' for the quota

    Messages:
    4,246
    Likes Received:
    232
    Best Answers:
    0
    Trophy Points:
    135
    #4
    Good! The colleges are full of people that are in meerly because of entitlements. Make room for those that want it and will work for it and earn it. And in the end I bet that handful of people will be glad to pay back their loans. regardless of the interest rate.

    Fuck all these free rides the USA gives so many folks. It's time people stood up and earned what they want instead of sucking uncle Sam's tit!
     
    noppid, Feb 12, 2006 IP
  5. tesla

    tesla Notable Member

    Messages:
    2,840
    Likes Received:
    155
    Best Answers:
    0
    Trophy Points:
    203
    #5
    A pell grant isn't a free ride. You have to work and get good grades when you have it or you will lose it and get kicked out of school. I got pell grants when I was in school and got good grades. And I avoided debt at the same time.

    How are you going to pay back your loans when you graduate and realize that you can't find work because everything is being outsourced?

    Programming and IT work can now be outsourced to China and India, so why would an American corp higher an American student with a masters degree who they have to pay a bunch of money?

    Many college students are not able to find jobs in their majors after graduating, and they are struggling to pay off their debts at service sector jobs.

    What part of "only the rich will be able to go to school without debt" don't you understand?

    The rich will have the advantage because they will graduate without owing a penny, and not having to pay back anything. Thus, they can save more money.
     
    tesla, Feb 12, 2006 IP
  6. noppid

    noppid gunnin' for the quota

    Messages:
    4,246
    Likes Received:
    232
    Best Answers:
    0
    Trophy Points:
    135
    #6
    Oh I see, it's the fault of the rich because students make poor career choices or just plain can't compete with their skills?

    You almost had it right. The problem is unbalanced free trade. Goverment pushes this free trade down our throats as good. However they don't manage it to our own nations advantage or to even achive balance.

    Write your congressmen and tell me what he says. :/
     
    noppid, Feb 12, 2006 IP
  7. Smyrl

    Smyrl Tomato Republic Staff

    Messages:
    13,740
    Likes Received:
    1,702
    Best Answers:
    78
    Trophy Points:
    510
    #7
    My home is in Midland Thanks to the Abel Hanger Foundation (<sarcasm>in whose infinite wisdom</sarcasm> provided anyone graduating from one of the Midland schools could get tuition, fees, and books to go to Midland College. Therre were no requirements! Kids showed up asking to have their entitlement, they were not interested in school. The majority that did enroll had no interest and would not come to class. Enrolling in college bought them time to lie at home and do nothing. Now the college did not care. They got their money regardless of whether students ever came to class. Teachers could not drop a student until after 12th class day. State paid schools based on 12th class day rolls. Abel Hanger is still funding education in Midland. Now at least you have to apply and can not just walk in at last minute.

    New Mexico has a somewhat similar policy. Anyyone graduating from a New Mexico school can go to a state school tuition free. Do not know about fees and books. New Mexico funds their program from their state lottery.

    Noppid, you said it very well. It seems we do not value that which we do not earn.

    Shannon
     
    Smyrl, Feb 12, 2006 IP
  8. tesla

    tesla Notable Member

    Messages:
    2,840
    Likes Received:
    155
    Best Answers:
    0
    Trophy Points:
    203
    #8
    I never said it was the fault of the rich. It is the fault of a government which passes laws giving them the advantage and weakening the middle class.

    I don't think free trade is the problem. The problem is a society which has no middle class because the government destroys them by forcing them into debt.

    It isn't necessary. As I said in my earlier post in this thread, by using "selective education" I will get the skills I need without taking a bunch of unnecessary classes and taking on a bunch of debt.

    I will take classes that will give me skills which are in high demand. Because I will not have "advanced degrees" or "debt" people here at DP will likely hire me for freelance work do to my low cost fees compared to college graduates.

    Scholarships don't cost money out of a student's pocket, but they have to earn them, correct? The fact of the matter is, the wealthy have a huge advantage over both the middle class and the poor.

    Why not give students money based on their skills? If they have the skill to succeed, why should money be an issue?

    How many students here in the US are gifted but can't apply their gifts because they can't go to school without taking on huge debt?
     
    tesla, Feb 12, 2006 IP
  9. noppid

    noppid gunnin' for the quota

    Messages:
    4,246
    Likes Received:
    232
    Best Answers:
    0
    Trophy Points:
    135
    #9

    Unnesessary classes? Is there such a thing? Are you aware that this bill is being pushed for that very reason?

    Students are "streamlined" in their choice of career skills, but lack basic common sense. Things that are learned though social studies, history and science. Todays college grads cannot make common sense choices, don't possess written skills that even resemble grammer and want to run the place? That's scary!

    But like you so wisely point out are "unnecessary classes".

    This bill culls that mentality. Thank goodness!
     
    noppid, Feb 12, 2006 IP
  10. Jim4767

    Jim4767 Prominent Member

    Messages:
    4,738
    Likes Received:
    766
    Best Answers:
    10
    Trophy Points:
    305
    #10
    My daughter just finished four years of college — debt free. She had modest scholarship help, and my wife and I were able to contribute a small amount. But all the rest of her expenses she covered by working part-time.

    Result? A college degree debt-free, and not having depended on the government. How? By working. Now that's a novel idea!
     
    Jim4767, Feb 12, 2006 IP
  11. noppid

    noppid gunnin' for the quota

    Messages:
    4,246
    Likes Received:
    232
    Best Answers:
    0
    Trophy Points:
    135
    #11
    Go figure! Someone taught her some self value! WTG Mom and Dad!
     
    noppid, Feb 12, 2006 IP
  12. tesla

    tesla Notable Member

    Messages:
    2,840
    Likes Received:
    155
    Best Answers:
    0
    Trophy Points:
    203
    #12
    It is great when you have mom and dad helping you go to school, but how many single parent households are there in the US today?

    When I talk about unnecessary classes, I mean stupid required classes that have nothing to do with your major. Why should you have to take certain humanities and sociology classes if your major does not involve either?

    Yet that is what happens at so many colleges. You have to take a bunch of required classes before you can move onto the stuff related to your major. This is a waste of time and money.

    With my strategy, you hone in and focus on subjects which interest you, and can get you work outside the corporate structure.
     
    tesla, Feb 12, 2006 IP
  13. GTech

    GTech Rob Jones for President!

    Messages:
    15,836
    Likes Received:
    571
    Best Answers:
    0
    Trophy Points:
    0
    #13
    Have you actually read the bill? There's not even a source to it in the post. Where is the bill that backs up the assertions you are making?
     
    GTech, Feb 12, 2006 IP
  14. tesla

    tesla Notable Member

    Messages:
    2,840
    Likes Received:
    155
    Best Answers:
    0
    Trophy Points:
    203
    #14
    It was on the news last night. I've checked on the net but haven't found anything yet, probably because it is a Sunday. I'm going to keep looking tomorrow and see if I can find some online news about it. It was right on NBC or CBS.
     
    tesla, Feb 12, 2006 IP
  15. BamaStangGuy

    BamaStangGuy Notable Member

    Messages:
    955
    Likes Received:
    51
    Best Answers:
    1
    Trophy Points:
    245
    #15
    You trusted the news to not be biased at all and went ahead and posted on that information without further examining the bill? :cool:

    Oh and I agree with Noppid on this one :cool:
     
    BamaStangGuy, Feb 13, 2006 IP
  16. noppid

    noppid gunnin' for the quota

    Messages:
    4,246
    Likes Received:
    232
    Best Answers:
    0
    Trophy Points:
    135
    #16
    And the end result is folks with no cognitive social skills or common sense. Exactly like what we have right now that prompted this bill.

    People that just repeat over and over their complaints even after finding out what to do about it. Then not doing.

    Sorry, but uncle sam's tit's are off limits and the leeches have been weened!
     
    noppid, Feb 13, 2006 IP
  17. Mia

    Mia R.I.P. STEVE JOBS

    Messages:
    23,694
    Likes Received:
    1,167
    Best Answers:
    0
    Trophy Points:
    440
    #17
    Boo hoo.. Give me a break.

    BTW, I just paid mine off and I'm 35. Clinton helped the middle class so much that I had to wait till I was 24 to get a government backed loan. Yep, parents made too much apparently. I did not live at home, but until you are 24 (thanx to Billy), you are not considered "independant".

    I didn't cry about it like a baby like Tesla though. I took a job as a painter at the UWP and painted every wall in the school! Eventually I got my pell grant, and got my student loan. Took 8 years to pay for it.

    Anyway, do keep in mind that while you are at at least full time status, the Stafford Loan is interest FREE!!! Not a bad deal if you ask me.

    Go cry somewhere else. God forbid someone earn an education for once.


    Here's a though. Fire all the tenured liberal professors and hire real teachers. Get rid of the tenure system and unions and watch those educational costs go down to nothing.

    Give me your address and I'll send you some tissues!
     
    Mia, Feb 13, 2006 IP
  18. noppid

    noppid gunnin' for the quota

    Messages:
    4,246
    Likes Received:
    232
    Best Answers:
    0
    Trophy Points:
    135
    #18
    That right there is the pinicle of the issue.
     
    noppid, Feb 13, 2006 IP
  19. ly2

    ly2 Notable Member

    Messages:
    4,093
    Likes Received:
    222
    Best Answers:
    0
    Trophy Points:
    205
    #19
    Yea, there isnt any free rides man. You must be that top 1% of americans. This fucking place is going down the shitter, fast. The middle class is all but GONE.

    Do you realize the goverment gives companies tax breaks if they out source work? LOL. WHAT THE FUCK KIND OF LAW IS THAT?
    Of course a republican made that law =]
    Point is, why go to school for 8 years and pay an ungodly amount of money for college when our own goverment is telling companies to outsource work for tax breaks?
    If thats not the most retarded law I have ever seen in my life.
    The goverment just dont get it.

    Its really starting to look pretty grim...
     
    ly2, Feb 13, 2006 IP
  20. noppid

    noppid gunnin' for the quota

    Messages:
    4,246
    Likes Received:
    232
    Best Answers:
    0
    Trophy Points:
    135
    #20
    And with the turn outs at the polls aways so poor, it will get worse fast!
     
    noppid, Feb 13, 2006 IP