Safest Payment Process?

What do you think is the safest payment process out there? Paypal seems risky, especially with large amounts.

 

Paypal is okay if you play by the rules. Paypal takes their TOS and Agreement seriously so do not break them or think you can get away with it.

 

Yea but, I've lost somel funds from charge backs and false disputes.

 

Like I said, if you follow Paypal rules you should be safe. To protect yourself from chargeback and disputes, you will need to follow the rules, ie ensure that you have physical proof of delivery so that you can claim you delivered the product. Without physical proof of delivery, it is hard to proof. When delivering your product, use DHL, Fedex or one of the respected courier service. Digital delivery does not have any protection.

Also only deal with Verified customers and ensure that you do your due diligence to determine that it is not fraud.

Basically, chargebacks would apply to any credit card payment processors you use.

 

I think Eddy is 100% right...

 

use Moneybookers or bank transfers

 

2checkout is fine

 

Well if you have reputed businss and followed the rules of PayPal than PayPal would be a great Payment process.

 

moneybookers is great.

 

All depends on what country you are in, the amount of volume and the type of business. Each processor will have it's own rules, an IPSP (Internet Payment Service Provider) will have their rules as well, and then you have the regulations from Visa / MasterCard as well.

 

People on eBay know that it's easy to abuse Paypal. All you need to do, after all, is to check your package for a delivery confirmation slip. If you don't see it, do a chargeback, claim you never got the product, and Paypal will ALWAYS decide in your favor. I lost a lot of money on eBay with that.

Otherwise, Paypal seems fine. I've been using it for selling digital products for over a year and nothing has gone wrong.

 

for me it's egold

 

Moneybookers is best so far

 

I tihnk paypal is fine =)

 

E-gold, moneybookers, 2checkout - suit yourself

 

go for Moneybookers

 

Egold. You are safe from chargebacks.

 

webmoney is safe. u'll never get ur account blocked there

 

You can have a look on these processors;

worldpay
chronopay
moneybookers
2checkout
protx
googlecheckout

 

Google checkout is recommended but they arent available anywhere for selling except US and UK.

I'd say be in Paypal's TOS and AUP and if you think anything suspicious report it or call them. They are very strict about their TOS and wont be loose in that.