Hello, I'd appreciate if you could take a few minutes to review www.smarthippo.com. We just launched in open beta and are a community-powered comparison shopping engine for mortgage rates. We let banks post rates, but any consumer can also post the rate they've received. Any posted rate can be voted or commented on by the community, which leads to the best rates filtering up to the top. If you have recently bought a home or refinanced, I'd be particularly grateful if you could use the "post rates" function to tell the community what rate you received and a bit about your experience. This function requires that a username be created, but it's free and you don't have to give us your real name. Looking forward to any feedback! George