Hi all I need to pick your brains. We are based in the United Kingdom (UK), though have manufactured a product in the USA, and formed a USA business LLC to service this product. Right now we have two issues. 1) being outside of the USA, even with a USA business LLC we are having difficulty opening a USA bank account and merchant ID. 2) the product we sell is a "sports supplement" or herbal nutraceutical in technical terminology, which in some countries is regarded as a high risk tangible item. The herbal is legal and compliant in the USA for both sale and export. We were going to go with paypal or Google Checkout, though we cannot get written confirmation from their compliancy guys as to whether they will accept payments for this product/item. I've spoken to maybe a dozen high risk card processors (we're mostly looking for a 3rd party like 2Checkout) - responses from these companies is either dead, or too vague to give me assurance they will handle the business. Any advice would be greatly appreciated.
To accept credit cards, you will probably need a off shore merchant account. You can also offer ACH processing to customers who have a US bank account.Hope this helps