who would you say is the best Online credit Card processor for a site that offers: 1.) members 30 days access - username and password 2.) low fees - 1.5% to 2% 3.) accepts all credit cards: VISA MasterCard American Express Diners Club JC * Visa Electron * Switch / Solo (Maestro) 4.) Low or No start-up fees 5.) Implement script on sign-up page 6.) Not easy on chargebacks since it is financial advice, client gets their desired advice and then request chargeback, not allowed. 7.) Can send my check via direct deposit. 2checkout is out they, since say they will not handle this type of business, Paypal is 2nd choice since they like to give chargebacks even if you have documentation this is not a dating or porn site, it is financial service