I am ready to write articles at the rate of $0.50 per 100 words. PM me now. Here is the sample of my writing When does the necessity for refinancing mortgage arise? It arises only when you are in need of the same amount or more of the existing loan. As a matter of fact mortgage refinance is taken in place of the existing loan. The need for refinancing arises when you are looking for a lower interest rate as well. The new interest rate .......