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Re: PayPal Users in India

Discussion in 'Payment Processing' started by reban, Jul 15, 2014.

  1. #1

    Are PayPal users in India facing any issue while receiving payments? I am a PayPal user in India and one of my client is unable to send the payment. He is getting the message that "PayPal is not able to complete personal payments to account holders in India at this time." Please reply if you have any solution.

    reban, Jul 15, 2014 IP
  2. competent123

    competent123 Notable Member

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    as per rbi clarifications

    online payment processors can be used to transact only for business purposes, for all other purposes, normal banking channels should be used

    also, you must bring all your foreign funds to india and the remit using normal channels

    thats why

    you cannot send personal payments
    all your funds are withdrawn daily to your bank account and if you want to send funds, you need to use normal banking channels, i.e creditcard to make payment

    hope this clarifies it a bit.
    competent123, Jul 16, 2014 IP
  3. needtruehelp

    needtruehelp Member

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    Personal Payments are stopped by PayPal after RBI Policy.... PayPal needs to comply many numerous formalities to do so, hence they backed off. Now only Business Transactions are allowed in PayPal, and funds to be cleared on same day auto to your bank Account.

    Use Skrill or 2Checkout. Use xoom if only you need to get the Payment.
    needtruehelp, Jul 16, 2014 IP
  4. SSC

    SSC Active Member

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    If your client and you both are in India, then I don't see any point in using PayPal. Just use NEFT. You will most likely get the funds transferred to your bank account within same day. Not only this, unlike PayPal, you won't be paying any currency conversion fees to your bank (INR to INR =0)

    I have noticed this a while back, and blogged about this. Just in case you want more information, feel free to check:
    SSC, Jul 16, 2014 IP