First of all, welcome! About worldpay, it's pretty much as you said; for me at least their fees are unaffordable. Maybe once my business will grow I may consider them, but so far ikobo is sufficient.
Try HSBC. They are the cheaper and the image is better. HSBC is the biggest bank in the World so you can't really go wrong with them. People will trust it because they recognise it. That's the theory anyway.
Yeah, pretty much so, but since it's the biggest bank, their fees should match that, if you know what I mean. They didn't seem to do very well with yahoo paydirect, maybe online business isn't something they're good at. Just guessing here!
I'm in the process of setting one of my clients up with them and they charge £50 start up and £20 a month after that. Then there is 2.9% per transaction. Not the cheapest but it's better than WorldPay.
... Poland. Words you have wrtten are the words I have read and heard hundred of times from people in Poland. Probably PayPal doesn't care about 40,000,000 country. So we don't care about Paypal... :/ Szy.
daemeh: does your customers still have to go with the verification process when they purchase something from your online store?
First of all HAPPY NEW YEAR everyone. Now for your question, no, the verification procedure is no longer required for customers. Helps make things a lot smoother!
I know that Yahoo's merchant program is out of business so even if it was cheaper than ikobo (which I doubt because usually Yahoo has higher fees than a lot other similar services), I couldn't signup with them.
No. Both for merchant or personal account, ikobo doesn't have setup fees. You can view their transactions fees here: http://www.ikobo.com/ikobo.cgi?action=info_fee#p2p
For me, one of the things that made me decide in favor of ikobo was exactly this, no setup, no monthly fees and so on. It's only a per transaction fee you're required to pay and that's it. Pretty simple and cheap, right?
There is also a $.99 iKard Monthly Maintenance Fee but I guess it's too small to take into consideration. @reallybites: You are welcome.
No. I am sorry if I made a mistake. All I know is that Yahoo Paydirect has gone out of business. Am I right or not?
No worries Sonia... You are correct re: Yahoo paydirect "We regret to notify you that we are closing the Yahoo! PayDirect from HSBC service, effective November 22, 2004."
one more thing,do i need to enter my credit card's info to have my ikobo account verified? (like paypal)
Has anyone tried Cardservice International? They have provided a Merchant Account Buyer's Guide which you can download for free.