Well,if your bank account i s a disclosed one then that will definitely be under tax scrutiny,isn't it?
What do you mean by Disclosed one? All bank accounts are accesible by Tax authorities if they wish to.
everything that comes to bank is on the radar of income tax. You cant avoid it. So it is better to file tax agasint it , rather then hiding it
I think you better get your own IRS number for this get your EIN number will make you "free from this tax question thing,you can try to learn site from easycorpltd.com to find out how you can answer this question and work with your Tax hassle free