Hi All I guess most of you have a tool like this already, but putting another one out on the web won't hurt, so here it is: http://www.webphase.co.za/free-keyword-tool.aspx This is how you use it: 1) Do a bit of research using the Overture keyword tool to get a list of keywords with search volume. e.g. doing a search for 'credit card' provides the following phrases: apply for a credit card 0 apr credit card business credit card low apr credit card student credit card uk credit card low interest credit card 2) Remove 'credit card' from the phrases. e.g. LIST1 apply for a 0 apr business low apr student uk low interest 3) Now find variations on 'credit card'. e.g. visa card master card capital one card egg card 4) Remove 'card' from the phrases. e.g.: LIST2 visa master capital one egg 5) Find plurals for you base word 'card'. e.g.: LIST3 card cards 6) Now you have 3 keyword list. Put your list in the corresponding text boxes. Choose the correct order that you'd like to combine your lists and click the 'Generate Keyphrases'. This is the result: apply for a visa card apply for a visa cards apply for a master card apply for a master cards apply for a capital one card apply for a capital one cards apply for a egg card apply for a egg cards 0 apr visa card 0 apr visa cards 0 apr master card 0 apr master cards 0 apr capital one card 0 apr capital one cards 0 apr egg card 0 apr egg cards business visa card business visa cards business master card business master cards business capital one card business capital one cards business egg card business egg cards low apr visa card low apr visa cards low apr master card low apr master cards low apr capital one card low apr capital one cards low apr egg card low apr egg cards student visa card student visa cards student master card student master cards student capital one card student capital one cards student egg card student egg cards uk visa card uk visa cards uk master card uk master cards uk capital one card uk capital one cards uk egg card uk egg cards low interest visa card low interest visa cards low interest master card low interest master cards low interest capital one card low interest capital one cards low interest egg card low interest egg cards There are also other options that you can use for Adwords. I hope this helps. Cheers, John