I think the layout on both sites looks good. I also think that you will find that you are going to need to add content on both sites, as well as add a TOS in order to remain in good standing with Adsense. I don't particularly like the "graphic-less" links at the bottom, it looks like an error. And, of course, you will need to change the header on the second site.
The design of moneydebates.com is ok however, there are too many ads on biddinghigh.com this makes it look a bit spammy.
You should tone down on the number of ad units placed all over. Somehow I have a feeling, a few well-placed ads should be good enough rather than having a lot of them.