I've actually made some changes; reduced the number of dynamic images on the page and it seemed to do a lot of difference; reducing CPU usage from 50% to 24% . I'm now deciding whether to change the gallery to Coppermine or VB PhotoPost.
Hi Site loaded just fine in 7 seconds. I have cable high speed connection. Everything looks good and even loaded the video in 5 seconds. OK from here.
http://www.iwebtool.com/speed_test?domain=http://www.hannahmontanazone.com/ 0.43 seconds (only HTML codes) site loaded in around 10 second (with images and external javascripts)