Your tags at the right are overlapping in Firefox. I would remove the ad on the right or change the dimensions so it fits better. Other than that everything is great, and you have 100% unique content.
Here is my personal reviews. 1. Your overall color combination is ok but your layout need to be changed or adjusted. It is too plain and designed only for high CTR Adsense purpose. 2. You should have a logo instead of have none. If you do serious about the site and not just made for adsense only purpose. It could help increase your credibility. 3. "Tags Cloud" section is overlapsed in Firefox. 4. Did you write these contents yourself? It does look like a copy from other sites for me. If you didn't, I would advice you give a credit back to the source, or write your own one and replaced.
Very easy to navigate threw your site and Imo a nice calm feel to it. I tried to click on the about tab and the contact tab but I was getting a server error. Not sure if its my end or if there is a problem.
I like the simplicity. A site about budgeting seems to warrant a more bare bones design, a straight to the point effect. If it were on site design or a tech site of sorts, I would definitely say increase the beauty aspect of it. As is I like, although I am of the school of thought that your ads should stand out from your site, make people click on them. Definitely detracts from the overall aestethics, but I've noticed it does wonders to my conversion rates. Just a thought. Nice site tho.
Wow. I think that is much too cluttered. However, your content seems good. There are too many ads, and be careful with ad design as it takes away from your site design. Like LeMarcus, your ads detract from overall aesthtic.