I like the background design but what does it have to do with making money online? It looks like the background for metal or extreme sport websites. I will say: -Get a logo if you can -Although the background is nice, change it to fit the content's theme. - Make content longer - Too many low quality looking adverts. If an advert flashes in your face, it is probably low quality. Not good for epilepsy.( Not a must but change it if you can afford to). -Make an About me and contact us page -Take out "Meta" -Take out the tag cloud, recent comments, and recent posts widgets if you are concerned about SEO. -Try to add videos in your content for lower bounce rate if you are concerned about SEO. -Do not even put tags in your post for SEO purposes if you are concerned about it.