" ... a paying customer ... " may be fully miss-formulated wording, since it apparently was never you to pay but your credit card ...... 5 years paying with may be nearly maxed out credit cards ....... such situations are what causes the entire current global crisis = ppl and corporations using max credit limits instead of plain full cash to pay for invoices. your situation of being maxed out despite your investment in web sites just shows that your business was far from sound - far from being healthy - far from being an asset to global economy! review your life start small and stay within your cash limits may be time to review ALL life, all work oriented goals as well. your host did what every really serious business might have done these weeks - reduce one COST factor that might endanger their OWN business. in US industry as well as many other "apparently" sound economies, we had MANY HUGE companies that went broke in past weeks/months ... they all maxed out their credit limits. keep in mind that many hosts and other companies still out in business TODAY, may be seconds away from going bankrupt - hence by instantly shutting down cost/risk factors they attempt to delay their own END. ANY business based on credit always is a risk and danger for the global economy. God bless