If someone send money to our account how we know that its is sent by personal service or goods payment.
Or Service payment. Service payments might come with address too. You don't have to pay any fee for Personal payments. But from now on, no more Personal payments.
Don't worry, no one can now send you payment as Personal Option as now onwards Personal Option now removed for non Indian users and buyer also can't send money from Personal Option so you will only get payments either Goods or Service option!